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Set filters to find plans with benefits that matter most to you.
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backed by over 20 years of experience.
What Should I Look For In A Policy?
Choosing the right travel insurance is the best way to create a worry-free trip.
Here's what to focus on:
Emergency Medical
Emergency medical insurance helps pay for medical costs if you get sick or injured while traveling. It covers things like hospital stays and treatments not covered by your regular health insurance, often limited to your local network.
Explore Emergency Medical
Recommended Coverage:- $50,000 for International Travel
- $100,000 for Cruises
Best for Travelers with:- International Destinations
- Pre-Existing Conditions
- Adventurous Activities
Medical Evacuation
Emergency evacuation insurance covers getting you to a safe place or home if you're seriously ill or injured. It pays for medical flights or other transportation when local care isn’t enough.
Explore Medical Evacuation
Recommended Coverage:- $250,000 per Trip
Best for Travelers with:- Remote Destinations
- Cruises
- High-Risk Activities
Trip Cancellation
Much like a safety net that helps protect your investment, trip cancellation insurance reimburses you for pre-paid travel expenses if you need to cancel your trip due to covered reasons, like illness or emergencies.
Explore Trip Cancellation
Recommended Coverage:- 100% of Trip Cost
Best for Travelers with:- High Non-Refundable Bookings
- Long-Planned Vacations
- Large Groups
Cancel For Any Reason (CFAR)
This optional add-on lets you get some of your travel costs back if you cancel your trip for any reason, not just emergencies covered by a Trip Cancellation benefit.
Explore Cancel For Any Reason
Recommended Coverage:- 75% of Trip Cost
Best for Travelers with:- Unpredictable Plans
- Trips during Global Events
Trip Interruption
Trip interruption insurance helps you recover costs if you have to cut your trip short and go home early due to unexpected issues, like a family emergency. It covers unused travel expenses and extra costs for getting home.
Explore Trip Interruption
Recommended Coverage:- 125% of Trip Cost
Best for Travelers with:- Long, Expensive Trips
- Scheduled Events
Pre-Existing Conditions
Pre-existing conditions insurance covers you if you need to cancel or interrupt your trip due to a medical condition you had before buying the insurance. It protects you even with ongoing health issues or recent medical treatments.
Explore Pre-Existing Condition Coverage
Recommended Coverage:- A 60-day look-back period
Best for Travelers with:- Stable pre-existing conditions
Trip Delay Protection
Trip delay insurance reimburses you for extra costs, like meals and lodging, if your trip is delayed for reasons like flight cancellations. It helps cover expenses while you wait to continue your journey.
Explore Trip Delay Protection
Recommended Coverage:- $500+ per Traveler
- With delays starting at 6 hours
Best for Travelers with:- Multi-Leg Journeys
- Cruises
- Trips during Peak Season
How Much Does Travel Insurance Cost?
While the cost depends on several factors, the average price of a comprehensive travel insurance policy is typically between 4 to 10% of your total trip cost.
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Comprehensive plan with Emergency Medical, Trip Cancellation, & Trip Interruption.
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Compare Plans NowTypes of Travel Insurance Coverage
Choose from a variety of policies to find the perfect fit, for example:
Standard Single Trip Policies
Ideal for occasional travelers seeking essential coverage for one specific trip. Explore Single Trip Plans
Annual / Multi-Trip Policies
These policies are cost-effective for frequent travelers. They provide emergency medical, medical evacuation, and travel delay coverage for multiple trips over a year. Explore Annual Plans
Group Policies
An affordable option for large groups (10 or more) traveling to the same destination, for work or a special event, that want comprehensive travel insurance benefits for their entire party. Explore Group Plans
Cruise Insurance Policies
Specifically designed for cruise travelers, covering risks like missed ports, shipboard medical emergencies, and itinerary changes due to weather or mechanical issues. Explore Cruise Insurance Plans
Adventure & Sports Policies
Perfect for thrill-seekers, these policies cover high-risk activities like skydiving, bungee jumping, and mountain climbing. They also include benefits for sports equipment and fees, such as lost or damaged gear. Explore Adventure & Sports Plans
Flight Insurance Policies
These policies cover you for problems related to your flight, like cancellations, delays, or lost luggage. Explore Flight Insurance Plans
Travel Medical Policies
Designed for travelers going abroad who need extra medical insurance to cover what their regular health insurance doesn't while they’re overseas. Explore Travel Medical Plans
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Still Have Questions?
We Have Answers.
We tried to think ahead and offer quick answers to common questions, but if you need us, we’re available 24/7.
What Does Travel Insurance Cover?
Travel insurance is designed to cover out-of-pocket expenses relating to an unforeseen disruption to your trip. The majority of policies sold through Squaremouth are comprehensive and offer coverage for trip cancellations, medical emergencies, significant delays, and mishandled or lost luggage.
When is the Best Time to Buy Travel Insurance?
Buy travel insurance right after booking your trip. This ensures immediate coverage for unexpected events like cancellations. Plus, you can access added benefits, such as coverage for pre-existing conditions and Cancel For Any Reason (CFAR) options, if you purchase within 14-21 days of your initial deposit.
Is International Travel Insurance Required?
While international travel insurance is not mandatory for most destinations, getting some form of travel protection is strongly recommended. It covers unexpected medical expenses and emergencies that most health plans, including Medicare, won’t cover. Protect yourself from costly surprises and travel with peace of mind with a policy offering at least $50,000 for international travel and $100,000 for cruises.
Are Pre-Existing Conditions Covered by Travel Insurance?
Sometimes. Many plans exclude pre-existing conditions, but some offer waivers if you buy soon after booking. Check your policy details carefully. With Squaremouth, you can easily find plans that fit your needs using our benefit filters.
Will My Policy Cover Trip Cancellations?
Most comprehensive plans cover trip cancellations for illness, natural disasters, or work obligations. Typically, they reimburse 100% of your prepaid, non-refundable costs, so you’re covered if plans change unexpectedly.
What’s the Difference Between Single-Trip and Annual Travel Insurance?
Single-trip insurance covers one trip, ideal for occasional travelers. Annual insurance covers multiple trips in a year, perfect for frequent travelers; it’s cost-effective and convenient, providing continuous basic benefit coverage (emergency medical, medical evacuation, and trip delay) all year round.