Provider & Policy |
Essential
Certificate
|
Prime
Certificate
|
Cruise Universal
Certificate
|
Cruise Choice
Certificate
|
Cruise Luxury
Certificate
|
|
Ratings | ||||||
AM Best Rating |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A (Excellent) Effective as of: 12/07/2023 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A (Excellent) Effective as of: 12/07/2023 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A (Excellent) Effective as of: 12/07/2023 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A (Excellent) Effective as of: 12/07/2023 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A (Excellent) Effective as of: 12/07/2023 Verify this rating at www.ambest.com |
|
Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
|
Cancellation | ||||||
Cancel for Covid-19 Sickness |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
|
Trip Cancellation |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
|
Trip Interruption |
125% of the trip cost |
200% of the trip cost |
125% of the trip cost |
150% of the trip cost |
150% of the trip cost |
|
Hurricane & Weather |
Common carrier delay for 24 hours
|
Common carrier delay for 24 hours
|
Common carrier delay for 24 hours
|
Common carrier delay for 24 hours
|
Common carrier delay for 24 hours
|
|
Terrorism |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
|
Financial Default |
Covered after 10 day wait if purchased within 10 days of trip deposit |
Covered after 10 day wait if purchased within 21 days of trip deposit |
Covered after 14 day wait if purchased within 14 days of trip deposit |
Covered after 14 day wait if purchased within 14 days of trip deposit |
Covered after 14 day wait if purchased within 14 days of trip deposit |
|
Employment Layoff |
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
|
Cancel For Medical Reasons |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
|
Cancel For Work Reasons |
No coverage |
No coverage |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
|
Cancel For Any Reason |
No coverage |
Optional coverage
|
No coverage |
No coverage |
Optional coverage
|
|
Interruption For Any Reason |
No coverage |
No coverage |
$250 per person if purchased within 14 days of trip deposit
|
$500 per person if purchased within 14 days of trip deposit
|
$1,000 per person if purchased within 14 days of trip deposit
|
|
Medical | ||||||
Medical Coverage for Covid-19 |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
|
Emergency Medical |
$75,000 per person
|
$150,000 per person
|
$75,000 per person
|
$100,000 per person
|
$250,000 per person
|
|
Pre-Existing Condition |
Covered if purchased within 10 days of trip deposit |
Covered if purchased within 21 days of trip deposit |
No coverage
|
Covered if purchased within 14 days of trip deposit |
Covered if purchased within 14 days of trip deposit |
|
Evacuation | ||||||
Medical Evacuation & Repatriation |
$250,000 per person |
$1,000,000 per person |
$250,000 per person |
$500,000 per person |
$1,000,000 per person |
|
Non-Medical Evacuation |
No coverage |
No coverage |
No coverage |
$25,000 per person |
$25,000 per person |
|
Loss or Delay | ||||||
Travel Delay |
$600 per person
|
$2,000 per person
|
$500 per person
|
$750 per person
|
$1,000 per person
|
|
Baggage Delay |
$100 per person
|
$600 per person
|
$250 per person
|
$500 per person
|
$1,000 per person
|
|
Baggage & Personal Items Loss |
$600 per person
|
$2,000 per person
|
$1,500 per person
|
$2,500 per person
|
$2,500 per person
|
|
Missed Connection |
No coverage |
$500 per person
|
$500 per person
|
$1,500 per person
|
$2,500 per person
|
|
Accidental Death | ||||||
24 Hour AD&D |
Optional coverage |
$50,000 per person |
No coverage |
$25,000 per person |
$25,000 per person |
|
Flight Only AD&D |
Optional coverage |
Optional coverage |
No coverage |
No coverage |
No coverage |
|
Sports | ||||||
Sports & Activities |
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
|
Sports Fees |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
|
Other Benefits | ||||||
Rental Car Damage |
Optional coverage |
Optional coverage |
No coverage |
No coverage |
No coverage |
|
Money Back Guarantee |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
|
24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
Insurance Providers
Additional Information