What types of current events are covered by travel insurance?

Travel insurance can cover unforeseen events, including unexpected illnesses, terrorist attacks, inclement weather and natural disasters, and other events that cause a complete cessation of travel, such as a strike of a travel supplier.

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In order for any event to be covered, travelers must purchase the policy before the event occurs.

Coverage for terrorist attacks:
In order for an attack to be covered, it must be deemed an act of terrorism by the U.S. Department of State and meet a policy’s specific requirements. Typical requirements include occurring in or near a city listed on your itinerary within 30 days of your arrival.

Coverage for weather and natural disasters:
In order for a storm to be covered, a policy must be purchased before the storm is named. Covered examples of inclement weather and natural disasters can include hurricanes, winter storms, earthquakes, volcanoes, floods or wildfires.

If an unforeseen event causes a travel delay or a cancellation, you may be covered by multiple benefits, including Trip Cancellation, Trip Interruption, Travel Delay and Missed Connection. Contact your provider’s 24 Hour Emergency Assistance department for information on what coverage may be available.

This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week and are delighted to help.