Last updated: 04/05/2024
Home to the world’s oldest desert and thriving populations of endangered species, Namibia is famous for its incredible conservation efforts. Namibia boasts the largest cheetah and black rhino populations on the planet, attracting adventure lovers and nature enthusiasts from around the world.
For many, traveling to Namibia can get very expensive. To protect themselves financially, visitors often opt for travel insurance in case they need to cancel their plans. While Namibia currently has no specific travel insurance requirements, travel experts strongly recommend that all visitors purchase a comprehensive policy to cover any potential medical costs and protect themselves from the unexpected.
Squaremouth breaks down the best travel insurance benefits for travelers with an upcoming Namibian adventure.
Travelers heading to Namibia spend an average of roughly $12,500 on their trips, making it one of the most expensive destinations in the world for travelers.
If a traveler gets unexpectedly ill or injured before their trip, their travel insurance policy’s Trip Cancellation benefit can reimburse them up to 100% of their nonrefundable trip costs such as hotels, flights, and safari trips.
Most Trip Cancellation policies also include Trip Interruption coverage, which can cover travelers if an unforeseen illness or injury forces them to cut their trip short and return home. This benefit can reimburse any unused trip costs and any additional costs incurred to get home.
While the most common covered reasons for Trip Cancellation and Trip Interruption are related to injuries and illnesses, most policies will also cover cancellations related to terrorism, inclement weather, and natural disasters, among other reasons.
Emergency medical care can get extremely expensive when traveling abroad, especially for those that plan on exploring remote areas far from hospitals and treatment facilities. This is the case for many Namibia visitors, who partake in safaris, desert treks, and other tours that take them deep into the country’s national parks.
To cover the costs of emergency medical care, many travelers get Emergency Medical coverage for their trip. This benefit can cover a traveler’s hospital bills, x-rays, ambulance rides, and other important physician services. Coverage limits vary depending on the policy, but for those traveling to Namibia, Squaremouth recommends a policy with at least $100,000 in Emergency Medical coverage.
Another key aspect of travel medical coverage is Medical Evacuation, which covers the cost of transportation to the nearest adequate medical facility in the event of a medical emergency. In some cases, these evacuations can cost travelers hundreds of thousands of dollars. For this reason, we recommend those visiting Namibia find a policy with at least $250,000 in Medical Evacuation coverage.
Located in Southern Africa, Namibia can be a tricky place to get to for most travelers. With limited direct flights outside of Africa, almost all visitors will need to take multiple flights to reach their destination. Longer, multi-leg journeys increase the risk of delays, so it’s recommended to get a policy that includes delay protection.
Comprehensive policies will usually include the Travel Delay benefit, which can reimburse travelers the cost of food and accommodation if their delay meets their policy’s minimum criteria. Most travel insurance policies will also include Missed Connection coverage, which can cover expenses incurred to catch up to a trip in the event a delay causes a traveler to miss a connecting flight.
In addition to delayed flights, comprehensive policies also include coverage for luggage. Both Baggage Delay and Baggage & Personal Items Loss benefits will reimburse travelers if their luggage is delayed, lost, stolen, and damaged at any point during their trip.
Click here to begin your search for Namibia Travel Insurance.
From the sandy plains of the Namib desert to the dramatic Skeleton Coast, there’s endless beauty and wildlife on display in Namibia.
Destination Rank: 107
Percentage of Squaremouth Sales: 0.06%
Average Premium: $823.83
Average Trip Cost: $12,414.85
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Steven Benna, Lead Data Analyst: sbenna@squaremouth.com