Your Primary Residence is the location where you live most of the time and where you will be departing from to start your trip. Where you live plays a big role in what type of coverage is available, as certain policies and benefits may only be available to travelers in certain states.
Since travel insurance is regulated at the state level, providers require your location to determine the plans, benefits, and coverage levels that you are eligible for. For that reason, you’ll be asked to input your State of Residence every time you start a travel insurance quote.
Certain plans also offer coverage if your primary residence becomes uninhabitable before or during your trip. Accurately inputting your address is important in the event you need to file a claim.