What is Trip Interruption Return Air Only?

Trip Interruption Return Air Only is a travel insurance benefit that reimburses additional transportation expenses incurred should you need to return home early for a covered reason.

Unlike standard Trip Interruption coverage, Trip Interruption Return Air Only does not require you to insure your trip costs.

What Does Trip Interruption Return Air Only Cover?

Trip Interruption Return Air Only covers the cost of travelers to book travel arrangements to their return destination if they are forced to end their trip early. This benefit is designed to alleviate the financial burden that comes with booking last-minute flights home.

Coverage limits vary between plans, but most offer between $500-$2,000 in reimbursement. Most plans that include Trip Interruption Return Air Only will provide coverage if your trip is interrupted for the following reasons:

  • Unforeseen injuries or illnesses
  • Death of a family member
  • Inclement weather
  • Natural disasters
  • Terrorism

What Is Not Covered By Trip Interruption Return Air Only?

Trip Interruption Return Air Only coverage does have its limitations. Below is a list of expenses and scenarios that are typically not covered by the Trip Interruption Return Air Only benefit:

  • Unused Trip Costs: Any prepaid, non-refundable expenses you miss out on by returning home early
  • Uncovered Interruptions: Expenses stemming from a trip interruption that is not covered by your travel insurance policy
  • Expenses That Exceed Coverage Limit: You are only covered up to the amount stated in your policy’s certificate

If you’re interested in travel insurance that protects your trip expenses, we recommend purchasing a comprehensive travel insurance policy that includes standard Trip Interruption coverage.

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