Claims

If I’m paying for someone else’s trip and they cancel, who is reimbursed?

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Short Answer

Typically, the insured traveler would be reimbursed, even if another person is responsible for the trip expenses.

More Detail

Typically, the insured will be reimbursed for the cost of their trip costs, despite who paid for the trip.

Each traveler and their expenses must be insured on the policy, even if one person is responsible for the payments. Most insurance providers will issue a check to each traveler for their specific prepaid expenses, such as airfare and hotel.

Some providers will allow the payments to be made to the person responsible for payment once the claim is determined. However, this must be requested at the time of the claim.

This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!

Visit Squaremouth’s Travel Insurance Claims Center for more and information regarding the claims process.