Fiji Travel Insurance: Plans & Prices
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Reviewed By Last updated: 03/26/2026
Key Takeaways
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According to analysis from internal policy data, the best Fiji travel insurance plans are offered by Tin Leg, Travel Insured International, and IMG..
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Fiji travel insurance costs $431 on average for a typical 18-day trip. With that in mind, you can expect to spend roughly $24 per day on trip protection.
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Fiji is generally a safe destination to visit, but travelers should be aware of unique risks such as cyclones, limited medical facilities on smaller islands, insect-borne illnesses, and strong rip tides.
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While Fiji has many quality medical facilities, serious emergencies may require evacuation to Australia or New Zealand, which can be extremely expensive without proper travel insurance.
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Fiji offers thrilling adventure activities such as whitewater rafting, shark diving, and world-class surfing, but these high-risk sports are often excluded from standard travel insurance and require specialized coverage.
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Traveling to Fiji? Try our online travel insurance comparison tool to get multiple travel insurance quotes at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Fiji Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Fiji on Squaremouth were:
Squaremouth recommends at least $50,000 in Emergency Medical coverage and $100,000 in Medical Evacuation coverage. Travelers who are going on a cruise may want to consider $100,000 in Emergency Medical and $250,000 in Medical Evacuation coverage because of the increased costs associated with medical care and transportation on a cruise or in remote locations.
Emergency Medical coverage can offer reimbursement for treatment due to an unforeseen illness or injury, and the Medical Evacuation benefit can provide reimbursement for costs incurred to transport a traveler to the nearest adequate medical facility.
Many travelers visiting Fiji have extensive travel arrangements, high prepaid trip costs, and non-refundable expenses like airfare, accommodations, tours, inter-island transportation, or excursions. For these travelers, Squaremouth recommends that they insure all of their prepaid and non-refundable expenses. This will give them a fully comprehensive plan that offers the Trip Cancellation benefit, which can reimburse up to 100% of these insured trip costs if they have to cancel for a covered reason.
Covered reasons typically include an unforeseen illness or injury, inclement weather, or terrorism. These comprehensive policies often include benefits for other common traveler concerns, such as coverage for delayed baggage, a travel delay or a missed connection, or a trip that gets interrupted after the departure.
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More Details on the Best Travel Insurance for Fiji
Great for Adventure Coverage
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most popular travel insurance policy among Squaremouth customers visiting Fiji, accounting for roughly 20% of all policy sales
Covers over 250 sports and activities, including popular Fiji adventure excursions like shark diving, whitewater rafting, surfing, and ziplining
Features $500,000 in Emergency Medical coverage, which can reimburse you for hospital bills, doctor’s visits, and prescription medication expenses while in Fiji
Great for Cancellation Coverage
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Covers up to $100,000 in prepaid, non-refundable travel expenses, making it a great option if your Fiji trip involves costly airfare, accommodation bookings, and other upfront costs
Offers popular cancellation upgrades like Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR), which can provide partial reimbursement if you decide to cancel your plans for an uncovered reason
Gives the option to add Rental Car Damage protection to your plan that covers damage or theft of your rental vehicle during your time in Fiji
Great for Evacuation Coverage
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Features $500,000 in Medical Evacuation coverage, which can cover the cost to medically transport you from remote parts of Fiji to a well-equipped medical facility or back to the United States for treatment
Includes $100,000 in Non-Medical Evacuation protection to cover the cost of emergency transportation services in the event a severe tropical cyclone results in mandatory evacuations
Provides generous coverage for pre-existing medical conditions, allowing customers to qualify for a Pre-Existing Condition waiver up to 21 days after their initial trip deposit
Fiji Travel Insurance Trends and Data
Destination Rank: 75
Percentage of Squaremouth Sales: 0.19%
Average Premium: $433.74
Average Trip Cost: $6,174.51
Fiji is made up of 300 islands in the South Pacific. This island country boasts stunning beaches, crystal clear water, and famously friendly people.