Travel Insurance FAQ Archives

Medical Evacuation and Repatriation: How much Coverage Do I Need?

Travelers are often concerned about the amount of Medical Evacuation coverage they should look for in a travel insurance policy. Some policies will offer up to $2 million in coverage. However, these policies can be expensive and may not be necessary for most travelers. Here is some information that can help make selecting the right […]

Can I Cancel a Trip Due to a Emergency Related To A Family Member’s Pre-Existing Medical Condition?

Many travelers purchase travel insurance in the event a family member’s ongoing health issues cause them to change their travel plans. Travel insurance companies refer to these ongoing health issues as Pre-Existing Medical Conditions. However, some providers may not cover cancellations related to a family member’s pre-existing medical condition. In order to receive coverage for […]

Life Insurance in Travel Insurance: How Does it Work?

In addition to Trip Cancellation and Emergency Medical benefits, life insurance coverage is another concern for travelers. Depending on the policy, some travel insurance providers may already include life insurance benefits. They may also be offered as an additional upgrade to a travel insurance policy. There are three types of life insurance benefits which can […]

Is Primary Emergency Medical Coverage Better Than Secondary? Travel Insurance FAQ

Primary and secondary Emergency Medical benefits can be a point of confusion for travelers, especially those new to travel insurance. Once travelers understand the way travel medical benefits work, they often realize that paying extra to get primary Emergency Medical coverage may not be a necessary expense. The Emergency Medical benefits in travel insurance are […]

Can I Insure Less Than the Actual Cost of My Trip on a Travel Insurance Policy?

There are a few things to consider when determining which of travel expenses to insure when purchasing a travel insurance policy. First of all, when travel insurance providers refer to the cost of a trip, they are usually referring to the prepaid, non-refundable travel arrangements that were purchased prior to departure. A good way to […]

Can I Buy More Than One Travel Insurance Policy for the Same Trip?

Heading into a trip, you can never be too cautious. Getting travel insurance coverage is the best way to protect against unforeseen events impacting your trip and limit out-of-pocket costs. While most of the time one comprehensive plan is enough, there are times when more than one policy makes sense. Am I Allowed More Than […]

How Late Can You Buy Travel Insurance?

If you find yourself without travel insurance and your departure date approaching, you may be wondering if it’s too late to protect your trip. Rest assured, you’re not alone. For many travelers, purchasing travel insurance can be an afterthought. It’s not uncommon for travelers to start thinking about buying travel insurance at the 11th hour. Fortunately, […]

Can a Trip be Cancelled Because a Visa was Denied?

Unfortunately, a visa being denied is typically not a covered reason for a traveler to cancel their trip under the Trip Cancellation benefit of travel insurance. International travel plans are often contingent on a traveler being able to obtain a visa to visit the foreign country. If the visa application is denied, or not received […]

Do I Have to Pay All of the Premium at One Time?

When getting a travel insurance quote, the number of travelers must be entered. The price that is shown on the quote results page is the total premium cost to cover everyone on that quote. In order to obtain the policy, the total premium must be paid at that time. Some international travel insurance plans are […]

Help: What is Return Date?

When getting a travel insurance quote, make sure to enter the correct return date. The return date is the date that the traveling party is scheduled to arrive back at their home after the trip. Travel insurance will cover the traveler from their home, through the trip and back to their home. So the return date […]