0.2% (50) negative reviews to sales
Average on Squaremouth is 0.2%
5 stars
299
4 stars
107
3 stars
40
2 stars
17
1 star
33
Detailed Ratings
Customer Service Before Trip
Customer Service During Trip
Customer Service During Claim
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TOTAL SALES
33,056
Since 2004
MONTHLY SALES
141
Average Monthly Sales Since 2004
REVIEWS
515
Since 2004
Overall Rating
4.24 out of 5
Overall Rating 4.24 out of 5
515 Reviews Since 2004
Customer Reviews for HTH Travel Insurance
Sort by Most Helpful, Most Recent, Star Ratings, or select “Filed Claim” to only show reviews from customers who filed a claim.
My trip was cancelled due to COVID in some countries the cruise was supposed to go through. I filed a claim for the cost of air transportation, as all other expenses were refunded.
That was denied even though I had purchased a policy with COVID coverage. I appealed three weeks ago, but have heard nothing more. The initial claim examiner said COVID coverage did not cover COVID at the destination.
I find the decision hard to understand. The trip was cancelled due to COVID. The cruise could not go. That was covered by the policy.
At the current time I would not recommend this policy or company. I have forwarded the emails concerning this to AHI, who handles Smithsonian cruises and to a travel writer for the local Anchorage newspaper.
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34 out of 36 people found this review helpful
Rating 3 out of 5
Policy:
TripProtector Preferred
Review Received:
September 21, 2021
Clem from IA
Verified Squaremouth Customer
I called the phone number provided to me and was transferred four times then hung up on. I called back and was give a phone number to call that is out of service. I’m not happy with the customer service at all…
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9 out of 10 people found this review helpful
Rating 4 out of 5
Policy:
TripProtector Preferred
Review Received:
September 19, 2021
Yvonne from FL
Verified Squaremouth Customer
everything was dealt with through web site, did not inter act with anyone.
Was this review helpful to you?
3 out of 3 people found this review helpful
Rating 2 out of 5
Policy:
TripProtector Classic
Review Received:
September 18, 2021
Julie from TN
Verified Squaremouth Customer
This is really premature and making me nervous about my claim which is still being processed. I fell, broke my hand and had surgery so sadly had to cancel my trip. How can I possibly rate you when I’m waiting to see if I get my refund? Maybe you’ll get 5 stars if I receive my refund but I’m being asked to rate you now?!
You also want me to rate the policy “ during” my trip but I didn’t take me trip. Major disconnect.
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14 out of 16 people found this review helpful
Rating 5 out of 5
Policy:
TripProtector Classic
Review Received:
September 18, 2021
Anne from NM
Verified Squaremouth Customer
No answer at customer service. Very good help at 24-hr number
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1 out of 1 people found this review helpful
Rating 2 out of 5
Policy:
TripProtector Preferred
Review Received:
September 14, 2021
Joshua from CA
Verified Squaremouth Customer
Submitted claim almost 1 month ago, I have still not heard back regarding reimbursement or have received reimbursement.
Review Updated: 12/15/2021
This insurance company is a scam and stole my money. It took them 3+ months to reply to my email. I purchased the HTH Preferred Trip Insurance which clearly stated it covered Trip Interruption (which includes land accommodation) which they also informed me it would after the incident on the phone. We were stuck in Mexico due to a Hurricane and could not leave our hotel therefore had to stay an additional night. Our flight was cancelled and it was dangerous to leave the hotel. The insurance did not compensate us anything for the extra night of land accommodation. Complete waste of money and will likely be filing a compliant to the California Department of Insurance. I have never been more disappointed with customer service and reply time.
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26 out of 26 people found this review helpful
Rating 1 out of 5
Policy:
TripProtector Economy
Review Received:
September 13, 2021
Donald from WA
Verified Squaremouth Customer
We were not able to take the trip due to restrictions in Canada.
We’re talked to Zachary on 2/26/21 and we have the insurance now for the trip which will be taken Aug 21, 2022 - Sept 3, 2022.
For ratings and/or a claim, cannot rate yet as no trip taken.
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2 out of 3 people found this review helpful
Rating 5 out of 5
Policy:
TripProtector Classic
Review Received:
August 19, 2021
Timothy from MD
Verified Squaremouth Customer
Good customer service., provided comparable rates with greater insurance coverage that made this company standout in terms of travel insurance value.
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5 out of 5 people found this review helpful
Rating 3 out of 5
Policy:
TripProtector Preferred
Review Received:
August 4, 2021
Stephanie from AZ
Verified Squaremouth Customer
I just submitted my claim two days ago and it seems a little ridiculous that their automated response says to allow 15 business days for a response. We will see how long it takes to complete this claim which will impact my ultimate review of my experience with HTH.
Review Updated: 09/30/2021
I have been trying to receive a medical expense reimbursement that is covered under the policy for over 2 months. I submitted the claim documents two times and have literally never heard anything from the insurance company. Not even an acknowledgment of receipt. I am highly dissatisfied. I give this experience zero stars.
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30 out of 31 people found this review helpful
Rating 5 out of 5
Policy:
TripProtector Classic
Review Received:
July 27, 2021
Cindy from WA
Verified Squaremouth Customer
There was a problem when I purchased the policy with dates. It was difficult to determine with a red-eye flight and what to consider the leave date. Customer service was very helpful
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4 out of 4 people found this review helpful