Why Choose USI Affinity Travel Insurance Services for Travel Insurance
Notable Features
- Base policy includes $250,000 in Emergency Medical coverage
- Excellent Trip Cancellation & Interruption coverage
- Named best provider for “superior coverage” by Forbes
Why Choose USI Affinity Travel Insurance Services for Travel Insurance
USI Affinity Travel Insurance Services is a reputable travel insurance provider that has helped travelers protect their trips for more than 50 years. They offer two comprehensive policies on Squaremouth, both containing strong coverage for cancellations, medical emergencies, delays, and other common travel disruptions.
USI Affinity Travel Insurance Services’ policies, named Ruby and Diamond, provide competitive cancellation benefits to their customers. Both plans include 100% Trip Cancellation coverage and 150% Trip Interruption coverage. They also allow travelers to cancel for a wide range of reasons, such as medical emergencies, severe weather, terrorism, and employment layoff.
USI Affinity Travel Insurance Services also provides very generous medical protection both domestically and abroad, with plans starting at $250,000 in primary Emergency Medical coverage and $500,000 in Medical Evacuation coverage per person. The Ruby and Diamond policies are respected in the industry, with both currently holding an AM Best Rating of A (Excellent).
This provider summary was written internally by a Squaremouth policy expert.
About USI Affinity Travel Insurance Services
Whether you’re traveling for pleasure, business, family visits, mission trips or for any other reason, USI Affinity Travel Insurance Services has you covered when you’re away from home. We’ve been working with travelers of all kinds to help protect trips near and far since 1973.
We pride ourselves in bringing you best-in-class travel insurance products and serving you with knowledgeable and caring customer service.
The USI Explorer plans are underwritten by Starr Indemnity & Liability Company. USI Travel Insurance Services is part of USI Insurance Services, one of the leading insurance brokerages in the U.S.
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5 stars
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4 stars18
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3 stars15
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2 stars6
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1 star8
3,956
policies sold
0.4%
negative reviews
0.4% (14) negative reviews to sales
Average on Squaremouth is 0.2%
Policies Offered by USI Affinity Travel Insurance Services
Ruby
Policy Description:
Designed as a higher-end travel protection plan for discerning travelers, the USI Explorer Ruby Plan features high limits of Primary Medical Expense and Emergency Medical Evacuation coverage. Other key benefits include Trip Cancellation with optional Cancel For Any Reason (CFAR), Missed Connection, Air Ticket Change Fee, Travel Delay and more. The plan also provides 24/7 concierge assistance services – a non-insurance benefit that you can rely on before and during your trip.
Underwritten By: Starr Indemnity & Liability Company
Underwritten Location: 399 Park Avenue, New York, NY 10022
AM Best #: 013853
AM Best Rating: A (Excellent)
Diamond
Policy Description:
The USI Explorer Diamond Plan offers the same benefits as the Ruby Plan, but with superior limits for many benefits including Primary Medical Expense, Emergency Medical Evacuation, Travel Delay, Missed Connection and more. The Diamond plan also includes—in most states—an additional benefit of CDW (Collision Damage Waiver) to cover you if renting a car.
Underwritten By: Starr Indemnity & Liability Company
Underwritten Location: 399 Park Avenue, New York, NY 10022
AM Best #: 013853
AM Best Rating: A (Excellent)
Verified Customer Reviews
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Rating 5 out of 5Policy:
RubyReview Received:
December 14, 2024Ann from NY Verified Squaremouth CustomerWas this review helpful to you?I didn’t have to use any portion of my insurance thankfully. It was reassuring to have insurance in place in case a need arose. I have trips planned and have been using squaremouth.com to help choose the best insurance for my situation.
0 out of 0 people found this review helpful -
Rating 5 out of 5Policy:
RubyReview Received:
September 23, 2024Nicolas from CA Verified Squaremouth CustomerWas this review helpful to you?I am still waiting for the insurance company to process my claim
1 out of 1 people found this review helpful -
Rating 5 out of 5Policy:
RubyReview Received:
August 25, 2024Jerry from FL Verified Squaremouth CustomerWas this review helpful to you?Our flight was diverted to another airport on the way back home. We needed to rent a car to get back home. We requested reimbursement for the rental charges to USI. It was a very cumbersome, slow, frustrating process. We provided as much documentation as available to support the claim, which was ultimately denied due to insufficient information to support the claim. I will NEVER again use USI Affinity Travel Insurance Services.
2 out of 2 people found this review helpful
All reviews are from USI Affinity customers
Contact Information for USI Affinity Travel Insurance Services
855-874-0255
Hours of Operation:
Weekdays, 9:00am - 7:00pm EST
800-567-3512
Claims Hours of Operation:
Weekdays, 8:00am - 6:00pm EST
c/o Administrative Concepts, Inc.
P.O. Box 4000
Collegeville, Pennsylvania 19426-9000
Outside USA 786-838-0757