Why Choose Nationwide Mutual Insurance Company for Travel Insurance

Notable Features
  • Globally recognized insurance provider
  • All policies hold an AM Best’s Rating of A+
  • Handle all their claims in-house

Nationwide is one of the world’s largest and most well-known insurance providers, offering a wide variety of high-quality insurance options. Their travel insurance policies live up to the company’s reputation. Nationwide currently offers five comprehensive travel insurance policies on Squaremouth, each providing travelers with valuable benefits for major travel concerns, such as Trip Cancellation, Travel Delay, and Emergency Medical, among others.

Nationwide’s travel insurance plans are well-rounded, offering strong coverage amounts across the board. All plans include at least $75,000 in Emergency Medical coverage, which meets or exceeds the recommended amount for most international trips. Their reimbursement limits for delays are also competitive with other leading providers, with coverage ranging from $500 to $2,000 per person depending on the policy. All policies give travelers the option to insure 100% of their trip expenses.

Nationwide also offers policies specific for cruises, offering essential benefits to passengers wanting protection while at sea.

Nationwide underwrites their own policies, making customer service experience and the claims process more seamless. Customer reviews trend positive, with only 0.2% of verified customers leaving a negative review.

This provider summary was written internally by a Squaremouth policy expert.

About Nationwide Mutual Insurance Company

Nationwide has come a long way since we first started doing business in 1926. As we’ve grown from an automobile insurance company to one of the world’s largest diversified financial services organizations, we’ve focused on one thing: providing the best possible service to our customers.

Our On Your Side promise is our pledge to constantly serve the best interests of our many stakeholders. And Nationwide associates are united in their passion to provide On Your Side service every day.

If you’re taking a vacation, you’ve probably spent a lot of valuable time and money to get it planned. What happens to your investment if your trip is unexpectedly canceled or interrupted due to an injury, illness or other personal emergency?

Your family relies on you to make smart decisions, especially when it comes to traveling. A wise choice is to make sure your leisure travel investments are protected from what can go wrong before and during a trip, such as accidents requiring medical attention, lost baggage and delays.

 With Travel Insurance from Nationwide, you have affordable, flexible plans that will keep you traveling smart.

Nationwide Mutual Insurance Company

Overall Rating 4.02
  • 5 stars
    357
  • 4 stars
    103
  • 3 stars
    72
  • 2 stars
    30
  • 1 star  
    64

42,379
policies sold

0.2%
negative reviews

0.2% (94) negative reviews to sales
Average on Squaremouth is 0.2%

Policies Offered by Nationwide Mutual Insurance Company


Essential

Policy Description:

Nationwide’s Single-Trip Insurance Essential Plan provides travel insurance coverage for events that happen before and during your trip, such as trip cancellation, trip interruption, travel delay, lost luggage and emergency medical needs.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


Prime

Policy Description:

Want to add Cancel for Any Reason (CFAR) coverage? Or to increase your benefit levels for many of the policy coverages – trip cancellation, trip interruption, travel delay, lost/delayed luggage, emergency medical and medical evacuation? Upgrade to the Prime Plan.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


Cruise Universal

Policy Description:

Cruise travel insurance from Nationwide provides coverage for issues unique to cruises, including ship-based mechanical breakdowns, delays in arriving to or departing from ports of call, and covered shipboard service disruptions. Plan benefits may vary by state.

The Universal Cruise Plan is designed to meet the needs of many travelers taking shorter and economical cruise vacations.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


Cruise Choice

Policy Description:

Cruise travel insurance from Nationwide provides coverage for issues unique to cruises, including ship-based mechanical breakdowns, delays in arriving to or departing from ports of call, and covered shipboard service disruptions. Plan benefits may vary by state.

The Choice Cruise Plan is designed for cruisers that want higher levels of coverage, or are taking longer cruises, and want affordable coverage at a great value.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


Cruise Luxury

Policy Description:

Cruise travel insurance from Nationwide provides coverage for issues unique to cruises, including ship-based mechanical breakdowns, delays in arriving to or departing from ports of call, and covered shipboard service disruptions. Plan benefits may vary by state.

The Luxury Cruise Plan provides the highest level of benefits for the most experienced cruise travelers.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)

Verified Customer Reviews

  • 626 Reviews Since 2018

  • Rating 4 out of 5
    Policy:
    Essential
    Review Received:
    December 12, 2024
    Linh from TX Verified Squaremouth Customer

    We called and spoke to agent with Nationwide as we have questions. It was easy to reach the agent and he was able to answer our questions. We did not file a claim from our trip.

    Was this review helpful to you?

    0 out of 0 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Essential
    Review Received:
    November 28, 2024
    Lise from MA Verified Squaremouth Customer

    I got Covid while traveling and had to file a claim. I requested to file a claim and they responded quickly with forms for me to fill out. They required a Covid test by a physician which was impossible for me to get as no one would allow me to make an appointment for a test. I reached out to insurance company to help me. They said for me to use the Air Doctor App and after failing to find a doctor to test me I was finally able to get help from a doctor in Spain who did a video appointment and was able to provide documentation. I sent insurance everything they requested and did not hear from them for weeks. When I emailed them they replied within 5 days and told me a check was in the mail for my claim. Check has not arrived yet. Nothing has been received by me about my claim. Crossing fingers the check will come! They said they approved everything I was asking for compensation for, and I am hoping the check will arrive soon.

    Was this review helpful to you?

    2 out of 2 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Cruise Universal
    Review Received:
    November 11, 2024
    Edward from AZ Verified Squaremouth Customer

    Multiple requests for documentation for trip interruption when cruise line canceled departure port of Lisbon. We were forced to leave the ship on day earlier in order to make our return flight back to the US. Nationwide insists documentation is incomplete despite multiple submissions of requested invoices and payments. It has been 6 weeks of frustration …Still awaiting reimbursements.

    Was this review helpful to you?

    9 out of 10 people found this review helpful
Show All Reviews

All reviews are from Nationwide customers

Contact Information for Nationwide Mutual Insurance Company

For Use With These Policies: Essential, Prime

Customer Service:
877-970-9059
Hours of Operation:

Mon - Fri 8:00am to 7:00pm ET
Sat - Sun 9:00am to 5:00pm ET

Claims Phone:
888-490-7606
Claims Hours of Operation:

Monday - Wednesday: 08:30am - 05:00pm ET
Thursday: 09:30am - 05:00pm ET
Friday: 08:30am - 05:00pm ET

Mail to:
Co-ordinated Benefit Plans, LLC
c/o Nationwide Mutual Insurance Company and Affiliated Companies
P.O. Box 26222
Tampa, Florida 33623
Emergency Assistance:
Inside USA 888-878-4757
Outside USA 603-328-1937
Claims Email:
NWTravClaims@cbpinsure.com
Fax: 800-560-6340
Provider Claims Website

For Use With These Policies: Cruise Luxury, Cruise Choice, Cruise Universal

Customer Service:
877-970-9059
Hours of Operation:

Mon - Fri 8:00am to 7:00pm ET
Sat - Sun 9:00am to 5:00pm ET

Claims Phone:
866-281-0334
Claims Hours of Operation:

Monday - Wednesday: 08:30am - 05:00pm ET
Thursday: 09:30am - 05:00pm ET
Friday: 08:30am - 05:00pm ET

Mail to:
Co-ordinated Benefit Plans, LLC
c/o Nationwide Mutual Insurance Company and Affiliated Companies
P.O. Box 26222
Tampa, Florida 33623
Emergency Assistance:
Inside USA 855-258-0333
Outside USA 603-952-2037
Claims Email:
NWTravClaims@cbpinsure.com
Fax: 800-560-6340
Provider Claims Website