Nationwide is one of the world’s largest and most well-known insurance providers, offering a wide variety of high-quality insurance options. Their travel insurance policies live up to the company’s reputation. Nationwide currently offers five comprehensive travel insurance policies on Squaremouth, each providing travelers with valuable benefits for major travel concerns, such as Trip Cancellation, Travel Delay, and Emergency Medical, among others.
Nationwide’s travel insurance plans are well-rounded, offering strong coverage amounts across the board. All plans include at least $75,000 in Emergency Medical coverage, which meets or exceeds the recommended amount for most international trips. Their reimbursement limits for delays are also competitive with other leading providers, with coverage ranging from $500 to $2,000 per person depending on the policy. All policies give travelers the option to insure 100% of their trip expenses.
Nationwide also offers policies specific for cruises, offering essential benefits to passengers wanting protection while at sea.
Nationwide underwrites their own policies, making customer service experience and the claims process more seamless. Customer reviews trend positive, with only 0.2% of verified customers leaving a negative review.
This provider summary was written internally by a Squaremouth policy expert.
Nationwide has come a long way since we first started doing business in 1926. As we’ve grown from an automobile insurance company to one of the world’s largest diversified financial services organizations, we’ve focused on one thing: providing the best possible service to our customers.
Our On Your Side promise is our pledge to constantly serve the best interests of our many stakeholders. And Nationwide associates are united in their passion to provide On Your Side service every day.
If you’re taking a vacation, you’ve probably spent a lot of valuable time and money to get it planned. What happens to your investment if your trip is unexpectedly canceled or interrupted due to an injury, illness or other personal emergency?
Your family relies on you to make smart decisions, especially when it comes to traveling. A wise choice is to make sure your leisure travel investments are protected from what can go wrong before and during a trip, such as accidents requiring medical attention, lost baggage and delays. With Travel Insurance from Nationwide, you have affordable, flexible plans that will keep you traveling smart.
Policy Description:
Nationwide’s Single-Trip Insurance Essential Plan provides travel insurance coverage for events that happen before and during your trip, such as trip cancellation, trip interruption, travel delay, lost luggage and emergency medical needs.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
Policy Description:
Want to add Cancel for Any Reason (CFAR) coverage? Or to increase your benefit levels for many of the policy coverages – trip cancellation, trip interruption, travel delay, lost/delayed luggage, emergency medical and medical evacuation? Upgrade to the Prime Plan.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
Policy Description:
Cruise travel insurance from Nationwide provides coverage for issues unique to cruises, including ship-based mechanical breakdowns, delays in arriving to or departing from ports of call, and covered shipboard service disruptions. Plan benefits may vary by state.
The Universal Cruise Plan is designed to meet the needs of many travelers taking shorter and economical cruise vacations.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
Policy Description:
Cruise travel insurance from Nationwide provides coverage for issues unique to cruises, including ship-based mechanical breakdowns, delays in arriving to or departing from ports of call, and covered shipboard service disruptions. Plan benefits may vary by state.
The Choice Cruise Plan is designed for cruisers that want higher levels of coverage, or are taking longer cruises, and want affordable coverage at a great value.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
Policy Description:
Cruise travel insurance from Nationwide provides coverage for issues unique to cruises, including ship-based mechanical breakdowns, delays in arriving to or departing from ports of call, and covered shipboard service disruptions. Plan benefits may vary by state.
The Luxury Cruise Plan provides the highest level of benefits for the most experienced cruise travelers.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
We called and spoke to agent with Nationwide as we have questions. It was easy to reach the agent and he was able to answer our questions. We did not file a claim from our trip.
I got Covid while traveling and had to file a claim. I requested to file a claim and they responded quickly with forms for me to fill out. They required a Covid test by a physician which was impossible for me to get as no one would allow me to make an appointment for a test. I reached out to insurance company to help me. They said for me to use the Air Doctor App and after failing to find a doctor to test me I was finally able to get help from a doctor in Spain who did a video appointment and was able to provide documentation. I sent insurance everything they requested and did not hear from them for weeks. When I emailed them they replied within 5 days and told me a check was in the mail for my claim. Check has not arrived yet. Nothing has been received by me about my claim. Crossing fingers the check will come! They said they approved everything I was asking for compensation for, and I am hoping the check will arrive soon.
Multiple requests for documentation for trip interruption when cruise line canceled departure port of Lisbon. We were forced to leave the ship on day earlier in order to make our return flight back to the US. Nationwide insists documentation is incomplete despite multiple submissions of requested invoices and payments. It has been 6 weeks of frustration …Still awaiting reimbursements.
All reviews are from Nationwide customers
For Use With These Policies: Essential, Prime
Mon - Fri 8:00am to 7:00pm ET
Sat - Sun 9:00am to 5:00pm ET
Monday - Wednesday: 08:30am - 05:00pm ET
Thursday: 09:30am - 05:00pm ET
Friday: 08:30am - 05:00pm ET
For Use With These Policies: Cruise Luxury, Cruise Choice, Cruise Universal
Mon - Fri 8:00am to 7:00pm ET
Sat - Sun 9:00am to 5:00pm ET
Monday - Wednesday: 08:30am - 05:00pm ET
Thursday: 09:30am - 05:00pm ET
Friday: 08:30am - 05:00pm ET