Why Choose WorldTrips for Travel Insurance

Notable Features

  • All plans hold an AM Best’s Rating of A (Excellent)
  • Extremely generous Money Back Guarantee period
  • Almost all plans include $1,000,000 in Medical

WorldTrips is a popular travel insurance provider that specializes in creating policies with strong medical protection for domestic and international travelers. On Squaremouth, you can find a broad spectrum of their policies that offer varying benefits and coverage limits.

WorldTrips excels with its Pre-Existing condition coverage, which is included in all eligible policy purchases. Their Medical Evacuation coverage is also among the highest found on Squaremouth, with the majority of their plans providing up to $1,000,000 in coverage. Certain WorldTrips policies also feature up to $150,000 in Emergency Medical coverage, making them a great choice for travelers concerned about experiencing a medical emergency while away from home.

Aside from generous coverage within the medical benefits, a handful of WorldTrips’ policies include financial protection against cancellations, delays, and missed connections. WorldTrips also offers one of the most generous Money Back Guarantee periods on the site, with certain policies allowing travelers to refund their policy up until the day before they depart for their trip.

This provider summary was written internally by a Squaremouth policy expert.

About WorldTrips

Established in 1998, WorldTrips has crafted its medical plans over years of experience to benefit non-U.S. residents and U.S. residents alike. The medical plans available are designed to assist travelers taking a single trip abroad, or multiple international trips throughout the year. The comprehensive plans offer trip protection benefits for U.S. residents looking to cover pre-paid, non-refundable trip costs.

WorldTrips, headquartered in Indianapolis, Indiana, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide. They are a recognized leader in the field of international health insurance, offering international medical insurance products designed to meet needs of customers worldwide.

Assistance services for WorldTrips comprehensive and medical plans are available 24 hours a day, seven days a week. WorldTrips is committed to “Coverage Around the World”. Whenever you travel, you’ll have someone in your corner.

WorldTrips

Overall Rating 4.26
  • 5 stars
    289
  • 4 stars
    109
  • 3 stars
    42
  • 2 stars
    22
  • 1 star  
    20

67,550
policies sold

0.1%
negative reviews

0.1% (42) negative reviews to sales
Average on Squaremouth is 0.2%

Policies Offered by WorldTrips


Atlas Journey Economy

Policy Description:

Atlas Journey Economy, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for budget-conscious U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Economy also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Economy plan to fit your needs by adding one or more of the optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Economy plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Economy is designed to
be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)


Atlas Journey Preferred

Policy Description:

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)


Atlas Journey Premier

Policy Description:

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)


Escape

Policy Description:

Atlas Journey Escape, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for budget-conscious U.S. residents traveling domestically and abroad.

This plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers several other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Escape also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Travelers who purchase Atlas Journey Escape have the option to enhance their plan by adding Rental Car Damage and Theft coverage.

Finally, the Atlas Journey Escape plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions and emergencies, Atlas Journey Escape is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)


Explore

Policy Description:

Atlas Journey Explore, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Explore also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Explore plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include Adventure Sports, Rental Car Damage and Theft, Medical Evacuation, and Pet Care.

Finally, the Atlas Journey Explore plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Explore is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)


Elevate

Policy Description:

Atlas Journey Elevate, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Elevate also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Elevate plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include Interrupt for Any Reason, Adventure Sports, Rental Car Damage and Theft, and Pet Care.

Finally, the Atlas Journey Elevate plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Elevate is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)

Verified Customer Reviews

  • 502 Reviews Since 2008

  • Rating 4 out of 5
    Policy:
    Elevate
    Review Received:
    March 17, 2025
    Kelli N from AL Verified Squaremouth Customer

    Just filed claim yesterday

    Response From:
    WorldTrips
    WorldTrips:
    WorldTrips Review Team
    Response Received:
    March 17, 2025

    Hello Kelli. Thank you for taking the time to leave a review. We are happy to hear that you have had a positive experience with us so far. If you happen to have any questions, feel free to contact our customer service team by phone at 1-800-605-2282 or email us at reviews@worldtrips.com with your name, policy number or claim number(s) and a reference to this review. We will be happy to assist you. Thank you!

    Was this review helpful to you?

    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Atlas Journey Preferred
    Review Received:
    March 19, 2025
    Connie from MO Verified Squaremouth Customer

    Very good coverage but not more than I needed. Jim was very helpful in guiding me to the policy I needed. Made me feel alot better about going on the trip to Kenya. I would definitely use them again.

    Response From:
    WorldTrips
    WorldTrips:
    WorldTrips Review Team
    Response Received:
    March 20, 2025

    Hello Connie. Thank you for taking the time to leave a review. We are happy to hear that you had a great experience with us and received the service you were looking for. Looking forward to joining you on your next trip! Thank you for choosing WorldTrips.

    Was this review helpful to you?

    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Atlas Journey Economy
    Review Received:
    March 7, 2025
    Mahnoosh from GA Verified Squaremouth Customer

    I had made a mistake in the date of the travel and noticed it after payment. I contacted and my date were adjusted with no penalty. thank you.

    Response From:
    WorldTrips
    WorldTrips:
    WorldTrips Review Team
    Response Received:
    March 10, 2025

    Hello Mahnoosh. Thank you for taking the time to leave a review. We are happy to hear that you had a great experience with us and that you received the assistance you were looking for. If you have any further questions, someone on our team will happily assist you. Thank you for choosing WorldTrips!

    Was this review helpful to you?

    2 out of 2 people found this review helpful
Show All Reviews

All reviews are from WorldTrips customers

Contact Information for WorldTrips

Customer Service:
866-400-6090
Hours of Operation:

Monday through Friday 8:00am - 6:30PM ET

Claims Phone:
866-400-6090
Claims Hours of Operation:

Monday through Friday from 8:30am to 5:00pm ET

Mail to:
WorldTrips
c/o Coordinated Benefit Plans, LLC On Behalf of U.S. Specialty Insurance Company and Affiliated Companies
PO Box 26222
Tampa, Florida 33623
Emergency Assistance:
Inside USA 866-400-6090
Outside USA 603-328-6387
Claims Email:
AtlasJourneyClaims@cbpinsure.com
Fax: WorldTrips has not provided a fax number for claims.
Provider Claims Website