Why Choose WorldTrips for Travel Insurance

Notable Features

  • All plans hold an AM Best’s Rating of A (Excellent)
  • Extremely generous Money Back Guarantee period
  • Almost all plans include $1,000,000 in Medical

WorldTrips is a popular travel insurance provider that specializes in creating policies with strong medical protection for domestic and international travelers. On Squaremouth, you can find a broad spectrum of their policies that offer varying benefits and coverage limits.

WorldTrips excels with its Pre-Existing condition coverage, which is included in all eligible policy purchases. Their Medical Evacuation coverage is also among the highest found on Squaremouth, with the majority of their plans providing up to $1,000,000 in coverage. Certain WorldTrips policies also feature up to $150,000 in Emergency Medical coverage, making them a great choice for travelers concerned about experiencing a medical emergency while away from home.

Aside from generous coverage within the medical benefits, a handful of WorldTrips’ policies include financial protection against cancellations, delays, and missed connections. WorldTrips also offers one of the most generous Money Back Guarantee periods on the site, with certain policies allowing travelers to refund their policy up until the day before they depart for their trip.

This provider summary was written internally by a Squaremouth policy expert.

About WorldTrips

Established in 1998, WorldTrips has crafted its medical plans over years of experience to benefit non-U.S. residents and U.S. residents alike. The medical plans available are designed to assist travelers taking a single trip abroad, or multiple international trips throughout the year. The comprehensive plans offer trip protection benefits for U.S. residents looking to cover pre-paid, non-refundable trip costs.

WorldTrips, headquartered in Indianapolis, Indiana, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide. They are a recognized leader in the field of international health insurance, offering international medical insurance products designed to meet needs of customers worldwide.

Assistance services for WorldTrips comprehensive and medical plans are available 24 hours a day, seven days a week. WorldTrips is committed to “Coverage Around the World”. Whenever you travel, you’ll have someone in your corner.

WorldTrips

Overall Rating 4.25
  • 5 stars
    273
  • 4 stars
    103
  • 3 stars
    42
  • 2 stars
    20
  • 1 star  
    19

65,588
policies sold

0.1%
negative reviews

0.1% (39) negative reviews to sales
Average on Squaremouth is 0.2%

Policies Offered by WorldTrips


Atlas Journey Economy

Policy Description:

Atlas Journey Economy, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for budget-conscious U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Economy also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Economy plan to fit your needs by adding one or more of the optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Economy plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Economy is designed to
be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)

Policy Detail


Atlas Journey Preferred

Policy Description:

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)

Policy Detail


Atlas Journey Premier

Policy Description:

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.

Underwritten By: U.S. Specialty Insurance Company

Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094

AM Best #: 000747

AM Best Rating: A++ (Superior)

Policy Detail

Compare All Policies for WorldTrips

Verified Customer Reviews

  • 477 Reviews Since 2008

  • Rating 5 out of 5
    Policy:
    Atlas Journey Economy
    Review Received:
    October 22, 2024
    Katherine from CA Verified Squaremouth Customer

    We had to cancel our trip, and the process of making a claim was straightforward. It was settled quickly. I would recommend this policy to other travelers.

    Was this review helpful to you?

    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Atlas Journey Preferred
    Review Received:
    October 18, 2024
    Diane from WA Verified Squaremouth Customer

    I appreciated the user friendly site. We needed to amend dates and customer service was easy.

    Was this review helpful to you?

    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Atlas Journey Preferred
    Review Received:
    October 14, 2024
    David from MA Verified Squaremouth Customer

    Talking to someone in claims is a joke. First I dialed the customer service line for worldtrips and they say they don't handle claims and sent me over to CBP's number where after an automated voice saying I can file the claim online, it hung up on me. Then when I opened an account on WorldTrip's website, to file a claim they tell you to call 866-400-8060 where the first prompt is that there is a "special promotion" and to press 1 if over 50 and # if under 50. I naturally chose under 50 to try to avoid it and I still got the sales pitch for some device they would send me to help if i've fallen. I couldn't interrupt the woman who was speaking and they wouldn't talk to me about my claim. So I went to their website to register online. Long-way of saying, it is early innings but if I couldn't get the e-file to work, I would assume that I was a victim of a fraud.

    Response From:
    WorldTrips
    WorldTrips:
    WorldTrips Reviews
    Response Received:
    October 16, 2024

    Hello David. Thank you for taking the time to leave a review. We are sorry to hear that you had a difficult time with the claims process. Based off the number you provided in this review, it looks like you might have called the incorrect number. There are two numbers you can call for CBP Claims: 866-400-6090 and/or 603-328-6387 (Option 3). You are also welcome to reach them via email at: AtlasJourneyClaims@cbpinsure.com. We hope this clears up some confusion. Thank you.

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    0 out of 0 people found this review helpful
Show All Reviews

All reviews are from WorldTrips customers

Contact Information for WorldTrips

Customer Service:
866-400-6090
Hours of Operation:

Monday through Friday 8:00am - 6:30PM ET

Claims Phone:
866-400-6090
Claims Hours of Operation:

Monday through Friday from 8:30am to 5:00pm ET

Mail to:
WorldTrips
c/o Coordinated Benefit Plans, LLC On Behalf of U.S. Specialty Insurance Company and Affiliated Companies
PO Box 26222
Tampa, Florida 33623
Emergency Assistance:
Inside USA 866-400-6090
Outside USA 603-328-6387
Claims Email:
AtlasJourneyClaims@cbpinsure.com
Fax: WorldTrips has not provided a fax number for claims.
Provider Claims Website
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