Overview

WorldTrips offers three comprehensive policies on Squaremouth, each backed by an A++ AM Best rating. These plans are highly customizable, allowing eligible travelers to enhance their coverage with optional benefits such as Cancel For Any Reason (CFAR) and Rental Car Damage Protection.

Trips Protected
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SINCE 2008
78,490
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AVG. MONTH
1,079
Total Reviews
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SINCE 2008
596
Detailed Rating
Customer Service Before Trip
4.4/5
Customer Service During Trip
3.7/5
Customer Service During Claim
3.66/5

See how WorldTrips compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.24 (596 reviews)
  • 5
    349
  • 4
    121
  • 3
    52
  • 2
    29
  • 1
    25
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  • WorldTrips policy: Escape

    Our trip was cancelled so there was no need for the insurance, but I could not get a refund or partial refund for not using the insurance at all. I was told I was out of the refund period which was a week or two after I purchase the insurance which was at least 4-6 months before the trip was to take place. My claim should be for the refunding of my policy.

    Genie from MI
    Review Received: March 28, 2026
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    Response from WorldTrips

    Thank you for your feedback. We’re sorry to hear your trip was canceled and understand how frustrating that experience can be.

    For Atlas Journey coverage, a full refund of the premium is available during a 15-day review period from the date of purchase, provided the trip has not started and no claim has been filed. After this period, the coverage remains active and the premium is non-refundable, as outlined in the terms and conditions.

    This type of coverage is designed to reimburse nonrefundable trip costs if a cancellation occurs for a covered reason. If your trip was canceled, you may still be eligible to submit a claim for reimbursement of those prepaid, nonrefundable expenses.

    If you would like assistance reviewing your situation or starting a claim, you can reach our customer service team by calling (866) 400-6090.

    Thank you again for sharing your experience.

    WorldTrips policy: Explore

    I'm at a limbo. They are stating that they will review my claim and will get back with me. However, they have not provided me with a timeline. They are quick to respond to my inquiry but with a very vague non-committal answer. It's been two weeks since I filed a claim but have not heard back as to when the claim will be reviewed and when I will get an answer.

    Babak from MD
    Review Received: March 19, 2026
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    2 out of 2 people found this review helpful
    Response from WorldTrips

    Hello Babak. Thank you for sharing your experience. Please note that it may take 30-45 business days to process your claim after it has been submitted with all supporting documentation. Once the claim is finalized, an Explanation of Benefits will be sent showing the outcome of the claim. You can always use the Member Portal to stay up-to-date on claim processing status. Thank you for choosing WorldTrips!

    WorldTrips policy: Elevate

    Waiting for claim review submitted 2/27.

    Joel from OH
    Review Received: March 10, 2026
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    1 out of 1 people found this review helpful
    Response from WorldTrips

    Hello Joel. Thank you for leaving a review. Please note that our standard time for processing claims is 30-45 business days after the claim is submitted with the correct documentation. Once the claim is finalized, an Explanation of Benefits will be sent showing the outcome of the claim. You can utilize the Member Portal to stay up-to-date on your claim processing status. Thank you for choosing WorldTrips!

    WorldTrips policy: Atlas Journey Economy

    I was rushed to the hospital 3 days before I needed to start traveling to go on my cruise. Blood clots in lung and leg. So I started to work on the claim and it was very confusing and seemed no one really wanted to help me. I was overwhelmed with everything going on and could have used a friendly ear and got the opposite.

    Jeffrey from PA
    Review Received: March 7, 2026
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    1 out of 1 people found this review helpful
    Response from WorldTrips

    Hello Jeffrey. We are very sorry to hear that you were rushed to the hospital for blood clots, and we sincerely hope that you are feeling better. We apologize that you had a confusing experience with your claim, and we would love to know exactly what went wrong in the process. If you feel inclined to share more details about your experience, please email us at reviews@worldtrips.com. Thank you.

    WorldTrips policy: Escape

    I had a bag that was lost/stolen and needed guidance to complete a claim.

    Kellie from FL
    Review Received: February 13, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Kellie, thank you for leaving a review. We are sorry to hear that your bag was lost/stolen, and we understand how frustrating that can be. We are glad that you had a positive experience with us, and were able to receive the guidance that you needed. Thank you for choosing WorldTrips!

    WorldTrips policy: Atlas International excl US

    The customer service rep was friendly and helpful. The online claim form is cumbersome and hard to complete, but I managed it in the end. Let's see what happens with resolution of the claim.

    Patricia from VA
    Review Received: February 1, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Patricia. Thank you for taking the time to share your feedback. We are glad that you had a friendly and helpful experience with our customer service. We are sorry to hear that you had difficulty filling out the online claim form. We truly value your feedback and would love to hear more about what specifically could have been improved; if you feel inclined to share more details, please send us an email at reviews@worldtrips.com. Thank you for choosing WorldTrips.

    WorldTrips policy: Atlas Journey Premier

    I have damaged luggage and a few things in my luggage got damaged when being transporting
    Then 2 medical claims
    While on ship

    Justin Mo from MO
    Review Received: January 26, 2026
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    1 out of 1 people found this review helpful
    Response from WorldTrips

    Hello Justin. Thank you for sharing your experience. We are sorry to hear that your luggage was damaged while traveling. If you have any questions or concerns, please do not hesitate to contact our customer service at (800) 605-2282. Thank you.

    WorldTrips policy: Atlas International excl US

    Buying the policy was seamless, but we would have liked a simpler explanation of what to do if there was an issue. We had to call and speak with a rep, who told us the first thing to do was go to a doctor for a note about the ear/head cold that our person was experiencing. It sounds easy, but we didn't know you would have needed that if our person couldn't get on the plane. We assumed that someone having to get the next flight would only be done if they were having an issue.

    Leigh from PA
    Review Received: January 19, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Lisa. Thank you for taking the time to share your experience with us. We’re sorry to hear that the person you were traveling with experienced an ear/head cold, and we hope they are feeling better. We truly appreciate your feedback, as we are always looking for ways to improve our customers’ experience. Thank you for choosing WorldTrips!

    WorldTrips policy: Atlas Journey Preferred

    I like the comparison feature on your website. I also liked being able to tailor my specific needs to a policy & only paying for what I wanted to cover.

    Audrey from WA
    Review Received: January 16, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Audrey. Thank you for leaving a review. We are glad to hear that you found the comparison tool on our website to be helpful, and that you were able to purchase coverage that met your needs. Thank you for choosing WorldTrips!

    WorldTrips policy: Atlas Journey Economy

    the claim was submitted on November 10. Six weeks later I am still waiting for a response.

    Zechariah from NY
    Review Received: December 25, 2025
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    0 out of 1 people found this review helpful
    Response from WorldTrips

    Hello Zechariah. Thank you for leaving a review. Please note that it may take 30-45 days from the date a claim and all required documents were received for it to be processed. Claim status can conveniently be checked 24/7 by accessing our Member Portal online. If you have further questions, our Customer Service team is available to help at (800) 605-2282 and we will be happy to assist you. Thank you.