Quote, Compare, and Go
Finding the best coverage for your trip is easy. Get personalized quotes from top providers in minutes.
Join More Than 3 Million Protected Travelers
When selecting a travel insurance provider, it's crucial to compare options. Obtain quotes from three to five insurers to ensure the best coverage and value. While it may seem time-consuming, this process can result in significant savings.
That's why we're here – over the past two decades, our industry-leading comparison engine has helped millions of travelers find highly-rated insurance plans and protect their trip expenses.
Our industry-leading comparison platform, enriched by customer reviews, displays unbiased results based on your specific trip details. If you run into any trouble, our multi-award-winning customer service team is just a phone call away.
- Helped more than 3 million travelers
- 20+ years serving the travel community
- Intuitive & user-friendly comparison engine
- More plans and top-rated providers than the competition
- Prices are regulated by law; you won't find a lower price anywhere else
- Multi award-winning customer service team
- 140,000+ customer reviews
Join More Than 3 Million Protected Travelers
What Travel Insurance Benefits Do I Need?
Check out the comprehensive benefits our providers offer and find the perfect policy to meet your travel needs.
What Coverage is the Most Important?
Squaremouth Customer Reviews
More than 99% of customers would recommend Squaremouth to others. Read what a few of them had to say
about their recent experience buying travel insurance.
Squaremouth Customer Reviews
More than 99% of customers would recommend Squaremouth to others. Read what a few of them had to say
about their recent experience buying travel insurance.
Easy to compare
"I liked the comparison tool to see how the different policies stack up."
Robyn from MD
05/31/2024
Stress free!
"I was so thankful to find this website. Appreciated being able to talk to a real person. Very helpful!"
Susan from GA
05/27/2024
Comprehensive comparison
"Nice to have a large selection of policies and to be able to easily compare them."
Jeffrey from MD
05/14/2024
Featured Articles
Our Travel Insurance Experts are Available
What Does Travel Insurance Cover?
Travel insurance is designed to cover out-of-pocket expenses relating to an unforeseen disruption to your trip. The majority of policies sold through Squaremouth are comprehensive and offer coverage for trip cancellations, medical emergencies, significant delays, and mishandled or lost luggage.
How Much Does Travel Insurance Cost?
Comprehensive travel insurance usually costs between 5% to 10% of your insured trip expenses. Factors like your trip cost, age, trip length, and coverage needs can impact pricing. You can lower your premium by comparing plans and choosing policies that don’t include cancellation coverage.
What Should I Look for When Comparing Travel Insurance?
There’s no one-size-fits-all policy when it comes to travel insurance. When comparing plans, you should consider the following:
- Benefits: The situations and expenses that are covered by a travel insurance policy.
- Coverage Limits: The maximum dollar amount that will be reimbursed within each benefit.
- Exclusions: Specific activities, expenses, and scenarios that are not covered in the event of a claim.
- Premium: The cost of the policy for your specific trip.
- Provider Reputation: Based on past customer reviews regarding interactions with assistance services and the claims experience.
Will My Policy Cover Trip Cancellations?
Yes, many comprehensive travel insurance plans cover cancellations for reasons like sudden illness, injury, death of a family member, natural disasters, or unexpected work obligations. Policies with Trip Cancellation benefits usually offer 100% reimbursement for prepaid, non-refundable trip costs.
Where Can I Buy Travel Insurance?
Travelers can purchase travel insurance directly from providers, through a comparison site like Squaremouth, or directly through a travel supplier when booking. Credit cards and travel agents are other sources to consider. Choosing the right travel insurance company can take time. We recommend comparing plans from at least 3-5 providers before buying.
Is Travel Insurance Mandatory for International Travel?
Travel insurance is not typically required when traveling overseas. The majority of travel insurance customers purchase their plans voluntarily for peace of mind and financial protection. With that said, some destinations or organized tours may require proof of international health insurance that lasts for the duration of your trip.
Does Travel Insurance Cover Canceled Flights?
Yes, the majority of travel insurance plans provide reimbursement if your flight is canceled and your travel plans are significantly delayed. You may be eligible for coverage through your policy’s Travel Delay or Trip Cancellation benefit depending on how soon you’re able to be rebooked.
Is Travel Insurance Necessary for International Travel?
Travel insurance acts as a financial safety net as you explore the world. Since most U.S. healthcare plans don’t extend coverage overseas, travel insurance can act as an international health insurance plan that protects you from unexpected medical expenses you may face during a trip. While rare, certain destinations or tour operators may require proof of travel insurance that lasts for the duration of your trip.
Are Pre-Existing Conditions Covered by Travel Insurance?
While most travel insurance plans exclude pre-existing medical conditions from coverage, some plans will offer a Pre-Existing Condition waiver that waives this exclusion. To be eligible for this waiver, you must purchase your policy within 10-21 days after your initial trip deposit, depending on the policy.
What’s the Difference Between Single-Trip and Annual Travel Insurance?
Single-trip travel insurance is the most common type of policy, and is designed to cover you for the duration of a trip that lasts less than 90 days. Annual Travel Insurance plans offer coverage for any number of trips taken within a 12-month period. Annual plans can be cost–effective if for frequent travelers, but typically don’t provide trip cancellation benefits found in most single-trip policies.
How Do I File A Travel Insurance Claim?
Each provider will have their own unique claims process. However, most will include the following steps:
- Contact your insurer: Notify them as soon as possible about the incident.
- Gather documentation: Collect relevant documents, such as police reports, medical records, or receipts for expenses incurred.
- Complete the claim form: Fill out the insurer's claim form with accurate details.
- Follow up: Stay in touch with the insurer for updates on your claim status.
View our Claims Center for more information on filing a travel insurance claim.
