Compare Travel Insurance Plans - It's Simpler Than You Think

Travel insurance is designed to cover out-of-pocket expenses relating to an unforeseen disruption to your trip. The majority of policies sold through Squaremouth are comprehensive and offer coverage for trip cancellations, medical emergencies, significant delays, and mishandled or lost luggage.

While the cost depends on several factors, the average price of a comprehensive travel insurance policy is typically between 4% to 10% of your total trip cost.

Here’s how prices are usually set:

1. Trip Length: Longer trips are usually more expensive.
2. Age: Older travelers often pay more because of higher health risks.
3. Policy Type: Basic plans cover just medical issues and cost less. Comprehensive plans include extras like trip cancellation and baggage loss.
4. Coverage & Add-ons: The more risk a policy covers, such as CFAR or high medical limits, the more it will cost.

There's no one-size-fits-all policy when it comes to travel insurance. Choosing the right travel insurance is the best way to create a worry-free trip.

• Benefits: The situations and expenses that are covered by a travel insurance policy.
• Coverage Limits: The maximum dollar amount that will be reimbursed within each benefit.
• Exclusions: Specific activities, expenses, and scenarios that are not covered in the event of a claim.
• Premium: The cost of the policy for your specific trip.
• Provider Reputation: Based on past customer reviews regarding interactions with assistance services and the claims experience.

Buy travel insurance right after booking your trip. This ensures immediate coverage for unexpected events like cancellations. Plus, you can access added benefits, such as coverage for pre-existing conditions and Cancel For Any Reason (CFAR) options, if you purchase within 14-21 days of your initial deposit.

Most comprehensive plans cover trip cancellations for illness, natural disasters, or work obligations. Typically, they reimburse 100% of your prepaid, non-refundable costs, so you're covered if plans change unexpectedly.

While overseas travel insurance isn't a mandatory entry requirement for most international destinations, getting some form of travel protection is strongly recommended. Travel insurance covers unexpected medical expenses that most primary health plans, including Medicare, won’t cover abroad. If you’re planning a trip overseas, we recommend policies that include at least $50,000 in Emergency Medical coverage.

Sometimes. Many plans exclude pre-existing conditions, but some offer waivers if you buy soon after booking. Check your policy details carefully. With Squaremouth, you can easily find plans that fit your needs using our benefit filters.

Single-trip insurance covers one trip, ideal for occasional travelers. Annual insurance covers multiple trips in a year, perfect for frequent travelers; it’s cost-effective and convenient, providing continuous basic benefit coverage (emergency medical, medical evacuation, and trip delay) all year round.