Overview

WorldTrips offers three comprehensive policies on Squaremouth, each backed by an A++ AM Best rating. These plans are highly customizable, allowing eligible travelers to enhance their coverage with optional benefits such as Cancel For Any Reason (CFAR) and Rental Car Damage Protection.

Trips Protected
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SINCE 2008
79,432
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AVG. MONTH
1,103
Total Reviews
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SINCE 2008
602
Detailed Rating
Customer Service Before Trip
4.39/5
Customer Service During Trip
3.72/5
Customer Service During Claim
3.67/5

See how WorldTrips compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.24 (602 reviews)
  • 5
    353
  • 4
    121
  • 3
    53
  • 2
    29
  • 1
    26
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  • WorldTrips policy: Atlas Journey Preferred

    My trip was cancelled . I tried to receive my money back so I files a claim. The claim was denied because the reason for the cancellation had to do with a war conflict. Apparently this was written in the small letters. Then, I asked for a refund of the policy I didn’t use. This was denied too, because, they say, I already used it by completing a claim.
    Everything was about one month prior to the trip.
    I feel disappointed and upset.

    Jose from WA
    Review Received: April 21, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Jose. We are sorry to hear that your experience with us was not what you expected, and we understand your disappointment. We can assure you that all claims are handled fairly, according to the policy documents; we always recommend that you read the policy documents before purchasing. We apologize for the inconvenience this may have caused. If you have any further questions, please contact our customer service at (866) 400-6090 for those within the U.S. or +1 (603) 328-6387 for those outside of the U.S. Thank you.

    WorldTrips policy: Explore

    I travel to Jaco, Costa Rica, for 5 months plus every year. I was in an accident and transported to the MMI clinic in Jaco. After repairing injuries, testing, and observation, I was transported to CIMA hospital in San Jose, Costa Rica, for treatment. Unfortunately, my health insurance card was still at my home in Jaco. To be admitted, they asked for a credit card to proceed. Once my health insurance card arrived, all information and billing have been sent to Squaremouth Insurance. They are working hard to reimburse me.

    Denis from ME
    Review Received: April 16, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Denis. We are very sorry to hear that you were in an accident while in Costa Rica, and we wish you a swift and full recovery. We appreciate you taking the time to share your experience. Thank you for choosing WorldTrips.

    WorldTrips policy: Atlas Journey Preferred

    Customer service helped me see my options clearly

    Kristin from NY
    Review Received: April 16, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Kristin. Thank you for leaving us a review. We are happy to hear that our customer service team was able to help you understand the options available for your coverage! Thank you for choosing WorldTrips.

    WorldTrips policy: Escape

    Filed a claim on March 11 due to my husband being hospitalized with sepsis. Trip was to start 3/27, and MD said NO travel.
    Sent all requested documents to World Trips through the portal. Got 2 more requests for information that had not been on the list, and for some that i already sent! Called them 4/9, almost one month after filing claim, and was told it is still under review. This process seems disorganized and extremely slow.

    David Deitch from VT
    Review Received: April 10, 2026
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    3 out of 3 people found this review helpful
    WorldTrips policy: Escape

    We did not have any problems that needed to be addressed, ie no claims. When I called while trying to decide on correct coverage for our party and for some answers to questions, it was easy to get a live person and she was helpful.

    Lorraine from VA
    Review Received: April 10, 2026
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    0 out of 0 people found this review helpful
    WorldTrips policy: Escape

    Our trip was cancelled so there was no need for the insurance, but I could not get a refund or partial refund for not using the insurance at all. I was told I was out of the refund period which was a week or two after I purchase the insurance which was at least 4-6 months before the trip was to take place. My claim should be for the refunding of my policy.

    Genie from MI
    Review Received: March 28, 2026
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    3 out of 4 people found this review helpful
    Response from WorldTrips

    Thank you for your feedback. We’re sorry to hear your trip was canceled and understand how frustrating that experience can be.

    For Atlas Journey coverage, a full refund of the premium is available during a 15-day review period from the date of purchase, provided the trip has not started and no claim has been filed. After this period, the coverage remains active and the premium is non-refundable, as outlined in the terms and conditions.

    This type of coverage is designed to reimburse nonrefundable trip costs if a cancellation occurs for a covered reason. If your trip was canceled, you may still be eligible to submit a claim for reimbursement of those prepaid, nonrefundable expenses.

    If you would like assistance reviewing your situation or starting a claim, you can reach our customer service team by calling (866) 400-6090.

    Thank you again for sharing your experience.

    WorldTrips policy: Explore

    I'm at a limbo. They are stating that they will review my claim and will get back with me. However, they have not provided me with a timeline. They are quick to respond to my inquiry but with a very vague non-committal answer. It's been two weeks since I filed a claim but have not heard back as to when the claim will be reviewed and when I will get an answer.

    Babak from MD
    Review Received: March 19, 2026
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    2 out of 2 people found this review helpful
    Response from WorldTrips

    Hello Babak. Thank you for sharing your experience. Please note that it may take 30-45 business days to process your claim after it has been submitted with all supporting documentation. Once the claim is finalized, an Explanation of Benefits will be sent showing the outcome of the claim. You can always use the Member Portal to stay up-to-date on claim processing status. Thank you for choosing WorldTrips!

    WorldTrips policy: Elevate

    Waiting for claim review submitted 2/27.

    Joel from OH
    Review Received: March 10, 2026
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    1 out of 1 people found this review helpful
    Response from WorldTrips

    Hello Joel. Thank you for leaving a review. Please note that our standard time for processing claims is 30-45 business days after the claim is submitted with the correct documentation. Once the claim is finalized, an Explanation of Benefits will be sent showing the outcome of the claim. You can utilize the Member Portal to stay up-to-date on your claim processing status. Thank you for choosing WorldTrips!

    WorldTrips policy: Atlas Journey Economy

    I was rushed to the hospital 3 days before I needed to start traveling to go on my cruise. Blood clots in lung and leg. So I started to work on the claim and it was very confusing and seemed no one really wanted to help me. I was overwhelmed with everything going on and could have used a friendly ear and got the opposite.

    Jeffrey from PA
    Review Received: March 7, 2026
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    1 out of 1 people found this review helpful
    Response from WorldTrips

    Hello Jeffrey. We are very sorry to hear that you were rushed to the hospital for blood clots, and we sincerely hope that you are feeling better. We apologize that you had a confusing experience with your claim, and we would love to know exactly what went wrong in the process. If you feel inclined to share more details about your experience, please email us at reviews@worldtrips.com. Thank you.

    WorldTrips policy: Escape

    I had a bag that was lost/stolen and needed guidance to complete a claim.

    Kellie from FL
    Review Received: February 13, 2026
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    0 out of 0 people found this review helpful
    Response from WorldTrips

    Hello Kellie, thank you for leaving a review. We are sorry to hear that your bag was lost/stolen, and we understand how frustrating that can be. We are glad that you had a positive experience with us, and were able to receive the guidance that you needed. Thank you for choosing WorldTrips!