Provider & Policy |
Voyager Choice excl US
Certificate
|
Voyager Essential excl US
Certificate
|
Trekker Choice excl US
Certificate
|
Trekker Essential excl US
Certificate
|
|
Ratings | |||||
AM Best Rating |
Underwritten by 4 Ever Life International Limited AM Best's Rating of A (Excellent) Effective as of: 07/26/2023 Verify this rating at www.ambest.com |
Underwritten by 4 Ever Life International Limited AM Best's Rating of A (Excellent) Effective as of: 07/26/2023 Verify this rating at www.ambest.com |
Underwritten by 4 Ever Life International Limited AM Best's Rating of A (Excellent) Effective as of: 07/26/2023 Verify this rating at www.ambest.com |
Underwritten by 4 Ever Life International Limited AM Best's Rating of A (Excellent) Effective as of: 07/26/2023 Verify this rating at www.ambest.com |
|
Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
|
Cancellation | |||||
Trip Cancellation |
No coverage |
No coverage |
No coverage |
No coverage |
|
Trip Interruption |
$1,000 per person
|
$1,000 per person
|
No coverage |
No coverage |
|
Terrorism |
Covered for foreign and domestic |
Covered for foreign and domestic |
No coverage |
No coverage |
|
Cancel For Medical Reasons |
Included in Trip Interruption |
Included in Trip Interruption |
No coverage |
No coverage |
|
Medical | |||||
Medical Coverage for Covid-19 |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
|
Emergency Medical |
$50,000 per person
|
$50,000 per person
|
$1,000,000 per person
|
$500,000 per person
|
|
Pre-Existing Condition |
Covered if enrolled in a Primary Health Insurance Plan |
No coverage
|
Covered |
Covered |
|
Medical Deductible |
$250 per person |
$250 per person |
$100 per person |
$200 per person |
|
Evacuation | |||||
Medical Evacuation & Repatriation |
$500,000 per person |
$500,000 per person |
$500,000 per person |
$250,000 per person |
|
Loss or Delay | |||||
Baggage & Personal Items Loss |
$500 per person
|
$500 per person
|
$500 per person
|
No coverage |
|
Accidental Death | |||||
24 Hour AD&D |
$50,000 per person |
$25,000 per person |
$25,000 per person |
No coverage |
|
Sports | |||||
Sports & Activities |
Covered
|
Covered
|
Covered
|
Covered
|
|
Other Benefits | |||||
Money Back Guarantee |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
|
24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
|
Maximum Trip Length |
Not applicable |
Not applicable |
70 days per trip |
70 days per trip |
|
Maximum Number of Trips |
Not applicable |
Not applicable |
No limit |
No limit |
Insurance Providers
Additional Information