Compare All Policies for John Hancock Insurance Agency, Inc.

John Hancock Insurance Agency, Inc.

Squaremouth offers 3 policies from John Hancock Insurance Agency, Inc.. Below, you can compare all 3 policies and review each policy’s certificate.


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Provider & Policy	Bronze Certificate	Silver Certificate	Gold Certificate
Ratings
AM Best Rating	Underwritten by Starr Indemnity & Liability Company AM Best's Rating of A (Excellent) Effective as of: 12/13/2023 Verify this rating at www.ambest.com	Underwritten by Starr Indemnity & Liability Company AM Best's Rating of A (Excellent) Effective as of: 12/13/2023 Verify this rating at www.ambest.com	Underwritten by Starr Indemnity & Liability Company AM Best's Rating of A (Excellent) Effective as of: 12/13/2023 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	100% of the trip cost	100% of the trip cost	100% of the trip cost
Trip Interruption	125% of the trip cost	150% of the trip cost	150% of the trip cost
Hurricane & Weather	Common carrier delay for 48 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 48 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 48 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	Covered after 14 day wait if purchased within 14 days of trip deposit	Covered after 14 day wait if purchased within 14 days of trip deposit	Covered after 14 day wait if purchased within 14 days of trip deposit
Employment Layoff	Covered If employed for 3 continuous years	Covered If employed for 3 continuous years	Covered If employed for 3 continuous years
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason	Optional coverage This benefit is separate from Trip Cancellation	Optional coverage This benefit is separate from Trip Cancellation	Optional coverage This benefit is separate from Trip Cancellation
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$50,000 per person Primary coverage	$100,000 per person Primary coverage	$250,000 per person Primary coverage
Pre-Existing Condition	Covered if purchased within 14 days of trip deposit	Covered if purchased within 14 days of trip deposit	Covered if purchased within 14 days of trip deposit
Evacuation
Medical Evacuation & Repatriation	$250,000 per person	$500,000 per person	$1,000,000 per person
Loss or Delay
Extension Of Coverage	Coverage can extend up to 7 days Coverage for medical quarantine included	Coverage can extend up to 7 days Coverage for medical quarantine included	Coverage can extend up to 7 days Coverage for medical quarantine included
Travel Delay	$500 per person $150 daily limit Covered after 6 hour delay	$750 per person $150 daily limit Covered after 3 hour delay	$1,000 per person $200 daily limit Covered after 3 hour delay
Baggage Delay	$250 per person $250 daily limit Covered after 12 hour delay	$500 per person $500 daily limit Covered after 12 hour delay	$500 per person $500 daily limit Covered after 12 hour delay
Baggage & Personal Items Loss	$750 per person $250 per item $750 specific items limit	$1,000 per person $250 per item $1,000 specific items limit	$2,500 per person $250 per item $2,500 specific items limit
Missed Connection	$200 per person Covered after 3 hour delay	$750 per person Covered after 3 hour delay	$1,000 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	$25,000 per person	$100,000 per person	$100,000 per person
Flight Only AD&D	Optional coverage	Optional coverage	Optional coverage
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Sports Fees	Included in Cancellation & Interruption	Included in Cancellation & Interruption	Included in Cancellation & Interruption
Other Benefits
Rental Car Damage	Optional coverage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to 14 days after purchase	Free look up to 14 days after purchase	Free look up to 14 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided

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Additional Information