Provider & Policy |
Economy
Certificate
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Standard
Certificate
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Luxury
Certificate
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Adventure
Certificate
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Gold
Certificate
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Basic
Certificate
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Platinum
Certificate
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Silver
Certificate
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AD&D
Certificate
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Ratings | ||||||||||
AM Best Rating |
Underwritten by Berkshire Hathaway Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 03/28/2024 Verify this rating at www.ambest.com |
Underwritten by Berkshire Hathaway Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 03/28/2024 Verify this rating at www.ambest.com |
Underwritten by Berkshire Hathaway Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 03/28/2024 Verify this rating at www.ambest.com |
Underwritten by Berkshire Hathaway Specialty Insurance Company AM Best's Rating of A++ (Superior) Effective as of: 03/28/2024 Verify this rating at www.ambest.com |
Underwritten by Starr Indemnity & Liability Company AM Best's Rating of A (Excellent) Effective as of: 12/13/2023 Verify this rating at www.ambest.com |
Underwritten by Spinnaker Insurance Company AM Best's Rating of A- (Excellent) Effective as of: 12/19/2023 Verify this rating at www.ambest.com |
Underwritten by Spinnaker Insurance Company AM Best's Rating of A- (Excellent) Effective as of: 12/19/2023 Verify this rating at www.ambest.com |
Underwritten by Starr Indemnity & Liability Company AM Best's Rating of A (Excellent) Effective as of: 12/13/2023 Verify this rating at www.ambest.com |
Underwritten by Starr Indemnity & Liability Company AM Best's Rating of A (Excellent) Effective as of: 12/13/2023 Verify this rating at www.ambest.com |
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Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
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Cancellation | ||||||||||
Cancel for Covid-19 Sickness |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
No coverage |
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Trip Cancellation |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
100% of the trip cost |
No coverage |
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Trip Interruption |
100% of the trip cost |
150% of the trip cost |
150% of the trip cost |
150% of the trip cost |
150% of the trip cost |
150% of the trip cost |
150% of the trip cost |
150% of the trip cost |
No coverage |
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Hurricane & Weather |
Common carrier delay for 24 hours
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Common carrier delay for 24 hours
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Common carrier delay for any length of time
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Common carrier delay for any length of time
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Common carrier delay for 48 hours
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Common carrier delay for 48 hours
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Common carrier delay for 48 hours
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Common carrier delay for 24 hours
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No coverage |
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Terrorism |
No coverage |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic if purchased within 15 days of deposit |
Covered for foreign and domestic |
No coverage |
Covered for foreign only |
Covered for foreign and domestic |
No coverage |
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Financial Default |
No coverage |
Covered after 14 day wait if purchased within 15 days of trip deposit |
Covered after 14 day wait if purchased within 15 days of trip deposit |
Covered after 14 day wait if purchased within 15 days of trip deposit |
Covered after 14 day wait if purchased within 14 days of trip deposit |
No coverage |
No coverage |
Covered after 14 day wait if purchased within 14 days of trip deposit |
No coverage |
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Employment Layoff |
No coverage |
Covered
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Covered
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Covered
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Covered
|
No coverage |
Covered after 30 day wait
|
No coverage |
No coverage |
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Cancel For Medical Reasons |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
No coverage |
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Cancel For Work Reasons |
No coverage |
No coverage |
Covered for 100% of trip cost if purchased within 15 days of trip deposit |
Covered for 100% of trip cost if purchased within 15 days of trip deposit |
No coverage |
No coverage |
Covered for 100% of trip cost if purchased within 15 days of trip deposit |
No coverage |
No coverage |
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Cancel For Any Reason |
No coverage |
No coverage |
Optional coverage
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Optional coverage
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Optional coverage
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No coverage |
No coverage |
Optional coverage
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No coverage |
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Medical | ||||||||||
Medical Coverage for Covid-19 |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
No coverage |
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Emergency Medical |
$20,000 per person
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$30,000 per person
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$100,000 per person
|
$100,000 per person if purchased within 15 days of trip deposit
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$500,000 per person
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$50,000 per person
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$100,000 per person
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$250,000 per person
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No coverage |
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Pre-Existing Condition |
No coverage
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Covered if purchased within 15 days of trip deposit |
Covered if purchased within 15 days of trip deposit |
Covered if purchased within 15 days of trip deposit |
Covered if purchased within 14 days of trip deposit |
Covered if purchased within 15 days of trip deposit |
Covered if purchased within 15 days of trip deposit |
Covered if purchased within 14 days of trip deposit |
No coverage |
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Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
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Evacuation | ||||||||||
Medical Evacuation & Repatriation |
$100,000 per person |
$200,000 per person |
$250,000 per person |
$1,000,000 per person |
$500,000 per person |
$200,000 per person |
$500,000 per person |
$1,000,000 per person |
No coverage |
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Loss or Delay | ||||||||||
Extension Of Coverage |
Coverage can extend up to 7 days
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Coverage can extend up to 7 days
|
Coverage can extend up to 7 days
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Coverage can extend up to 7 days
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Coverage can extend up to 7 days
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Coverage can extend up to 7 days
|
Coverage can extend up to 7 days
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Coverage can extend up to 7 days
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No coverage |
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Travel Delay |
$500 per person
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$500 per person
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$2,000 per person
|
$600 per person
|
$500 per person
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$500 per person
|
$500 per person
|
$2,000 per person
|
No coverage |
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Baggage Delay |
$200 per person
|
$200 per person
|
$200 per person
|
$150 fixed per person
|
$200 per person
|
$200 per person
|
$200 per person
|
$500 per person
|
No coverage |
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Baggage & Personal Items Loss |
$500 per person
|
$500 per person
|
$500 per person
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$1,000 per person
|
$500 per person
|
$500 policy limit
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$500 policy limit
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$2,500 per person
|
No coverage |
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Missed Connection |
No coverage |
No coverage |
$100 per person
|
$500 per person
|
$500 per person
|
$250 per person
|
$250 per person
|
No coverage |
No coverage |
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Accidental Death | ||||||||||
24 Hour AD&D |
No coverage |
No coverage |
No coverage |
$25,000 per person |
$10,000 per person |
No coverage |
No coverage |
No coverage |
$50,000 per person |
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Flight Only AD&D |
No coverage |
$25,000 if purchased within 15 days of deposit |
$50,000 if purchased within 15 days of deposit |
No coverage |
No coverage |
$25,000 per person |
$150,000 per person |
No coverage |
No coverage |
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Sports | ||||||||||
Sports & Activities |
No coverage |
Covered
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Covered
|
Covered
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Covered
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Covered
|
Covered
|
Covered
|
No coverage |
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Sports Equipment Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
No coverage |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
No coverage |
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Sports Equipment Delay |
No coverage |
No coverage |
No coverage |
$500 per person |
No coverage |
No coverage |
Included in Baggage Delay |
No coverage |
No coverage |
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Sports Fees |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
No coverage |
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Other Benefits | ||||||||||
Rental Car Damage |
No coverage |
No coverage |
Optional coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
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Money Back Guarantee |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 15 days after purchase |
Free look up to 14 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 14 days after purchase |
Free look up to 14 days after purchase |
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24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
No coverage |
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Identity Theft |
No coverage |
Covered |
Covered |
Covered |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Insurance Providers
Additional Information