Compare All Policies for Travelex Insurance Services

Travelex Insurance Services

Squaremouth offers 2 policies from Travelex Insurance Services. Below, you can compare all 2 policies and review each policy’s certificate.


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Provider & Policy	Ultimate Certificate	Essential Certificate
Ratings
AM Best Rating	Underwritten by Zurich American Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/22/2023 Verify this rating at www.ambest.com	Underwritten by Zurich American Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 11/22/2023 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	100% of the trip cost	100% of the trip cost
Trip Interruption	150% of the trip cost	100% of the trip cost
Hurricane & Weather	Common carrier delay for 12 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 12 hours Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	Covered after 14 day wait if purchased within 21 days of trip deposit	Covered after 14 day wait if purchased within 21 days of trip deposit
Employment Layoff	Covered after 14 day wait If employed for 1 continuous year	Covered after 14 day wait If employed for 1 continuous year
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	Optional coverage	No coverage
Cancel For Any Reason	Optional coverage This benefit is separate from Trip Cancellation	No coverage
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$250,000 per person Primary coverage	$25,000 per person Secondary coverage
Pre-Existing Condition	Covered if purchased within 21 days of trip deposit	No coverage Pre-existing look-back period 180 days
Evacuation
Medical Evacuation & Repatriation	$1,000,000 per person	$200,000 per person
Non-Medical Evacuation	Optional coverage	Optional coverage
Loss or Delay
Extension Of Coverage	Coverage can extend up to 7 days Coverage for medical quarantine included	Coverage can extend up to 7 days Coverage for medical quarantine included
Travel Delay	$2,000 per person $250 daily limit Covered after 5 hour delay	$600 per person $200 daily limit Covered after 6 hour delay
Baggage Delay	$500 per person Covered after 12 hour delay	$200 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$2,000 per person $500 per item $500 specific items limit	$750 per person $500 per item $500 specific items limit
Missed Connection	$750 per person Covered after 3 hour delay	$150 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	$25,000 per person	$10,000 per person
Flight Only AD&D	No coverage	No coverage
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Optional coverage	Optional coverage
Sports Equipment Delay	Optional coverage	Optional coverage
Search & Rescue	Optional coverage	Optional coverage
Sports Fees	Included in Cancellation & Interruption	Included in Cancellation & Interruption
Other Benefits
Rental Car Damage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to 21 days after purchase	Free look up to 21 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided

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Additional Information