Extension Of Coverage

D. EXTENSION OF COVERAGE: All coverage under this Policy will be extended if:
1. the Insured’s entire Covered Trip is covered by this Policy; and
2. the Insured’s return is delayed by unavoidable circumstances beyond his/her control.

This extension of coverage will terminate the earlier of:
a. the date the Insured reaches his/her originally scheduled return Destination;
b. seven days after the Scheduled Date of Return.

In no event will coverage be extended due to voluntary reasons without prior consent from the Administrator. Termination will not negate a claim already pending.

D. EXTENSION OF COVERAGE:

All coverage under this Policy will be extended if:

1. the Insured’s entire Covered Trip is covered by this Policy; and

2. the Insured’s return is delayed by unavoidable circumstances beyond his/her control.

This extension of coverage will terminate the earlier of:

a. the date the Insured reaches his/her originally scheduled return Destination;

b. seven days after the Scheduled Date of Return.

In no event will coverage be extended due to voluntary reasons without prior consent from the Administrator.

Termination will not negate a claim already pending.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of:

a) the date You reach Your return destination; or

b) 7 days after the date the Covered Trip was scheduled to be completed.

All coverages under the policy will be extended if Your entire Trip is covered by the policy and Your return is delayed due to unavoidable circumstances beyond Your control. If coverage is extended for the above reasons, coverage will end on the earlier of the date You reach Your originally scheduled return destination or seven (7) days after the Scheduled Return Date.

All coverages under the policy will be extended if Your entire Trip is covered by the policy and Your return is delayed due to unavoidable circumstances beyond Your control. If coverage is extended for the above reasons, coverage will end on the earlier of the date You reach Your originally scheduled return destination or seven (7) days after the Scheduled Return Date.

Extending Coverage

All coverage (except Trip Cancellation) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or
b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or
b) 7 days after the date the Trip was scheduled to be completed.

Extending Coverage

All coverage (except Trip Cancellation) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

The policy will be extended, if:

a) the Insured’s entire Trip is covered by the policy; and

b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or

c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

(a) the time the Common Carrier delivers the property to the Insured; or
(b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

(a) the date the Insured reaches their Return Destination; or
(b) 7 days after the date the Trip was scheduled to be completed

Extending Coverage

All coverage (except Trip Cancellation and Cancel for Any Reason) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or
b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or
b) 7 days after the date the Trip was scheduled to be completed.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of: a) the date You reach Your return destination; or b) 7 days after the date the Covered Trip was scheduled to be completed.

EXTENDED COVERAGE – Coverage will be extended under the following conditions, should they occur during the journey to the return destination or to a different destination:

(a) If You are unavoidably delayed up to five (5) days in traveling on the Scheduled Return Date due to a reason covered under this Policy, coverage will be extended for the period of time needed to arrive at the point of origin or to a different final destination.

In no event will coverage be extended for unscheduled extensions to Your Trip for which premium has not been paid in advance.

EXTENDED COVERAGE – Coverage will be extended under the following conditions, should they occur during the journey to the return destination or to a different destination:

(a) If You are unavoidably delayed up to five (5) days in traveling on the Scheduled Return Date due to a reason covered under this Policy, coverage will be extended for the period of time needed to arrive at the point of origin or to a different final destination.

In no event will coverage be extended for unscheduled extensions to Your Trip for which premium has not been paid in advance.

EXTENSION OF COVERAGE

Automatic Extension of Coverage

All coverages except Trip Cancellation will be extended if Your entire Trip is covered by this policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled Return Destination or ten (10) days after the originally Scheduled Return Date.

Medical Evacuation and Repatriation Extension

If You incur a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, the Medical Evacuation and Repatriation benefit will be automatically extended until You are Medically Fit to Travel and transported to Your Primary Residence or You reached the Maximum Benefit Amount shown in the Schedule of Benefits.

Accident and Sickness Medical Expense Extension

If You are Hospitalized due to a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, this benefit will be extended for an additional thirty (30) days, or until You are released from the Hospital and Medically Fit to Travel, or You reached the Maximum Benefit Amount shown in the Schedule of Benefits, whichever is earlier, provided that Hospitalization goes beyond the Scheduled Return Date.

Benefits will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits.

EXTENSION OF COVERAGE

Automatic Extension of Coverage

All coverages except Trip Cancellation will be extended if Your entire Trip is covered by this policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled Return Destination or ten (10) days after the originally Scheduled Return Date.

Medical Evacuation and Repatriation Extension

If You incur a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit toTravel to Your Return Destination on Your Scheduled Return Date, the Medical Evacuation and Repatriation benefit will be automatically extended until You are Medically Fit to Travel and transported to Your Primary Residence or You reached theMaximum Benefit Amount shown in the Schedule of Benefits.

Accident and Sickness Medical Expense Extension

If You are Hospitalized due to a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are notMedically Fit to Travel to Your Return Destination on Your Scheduled Return Date, this benefit will be extended for an additional thirty (30) days, or until You are released from the Hospital and Medically Fit to Travel, or You reached the Maximum Benefit Amount shown in the Schedule of Benefits, whichever is earlier, provided that Hospitalization goes beyond the Scheduled Return Date.

Benefits will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits.

EXTENSION OF COVERAGE

Automatic Extension of Coverage

All coverages except Trip Cancellation will be extended if Your entire Trip is covered by this policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled Return Destination or ten (10) days after the originally Scheduled Return Date.

Medical Evacuation and Repatriation Extension

If You incur a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, the Medical Evacuation and Repatriation benefit will be automatically extended until You are Medically Fit to Travel and transported to Your Primary Residence or You reached the Maximum Benefit Amount shown in the Schedule of Benefits.

Accident and Sickness Medical Expense Extension

If You are Hospitalized due to a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, this benefit will be extended for an additional thirty (30) days, or until You are released from the Hospital and Medically Fit to Travel, or You reached the Maximum Benefit Amount shown in the Schedule of Benefits, whichever is earlier, provided that Hospitalization goes beyond the Scheduled Return Date.

Benefits will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits.

Extension of Coverage:

All coverages under the Policy will be extended if Your entire Trip is covered by the Policy and Your return is delayed due to unavoidable circumstances beyond Your control. If coverage is extended for the above reasons, coverage will finally end on the earlier of the date You reach Your originally scheduled return destination, or ten (10) days after the Scheduled Return Date.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of: a) the date You reach Your return destination; or b) 7 days after the date the Covered Trip was scheduled to be completed.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of: a) the date You reach Your return destination; or b) 7 days after the date the Covered Trip was scheduled to be completed.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of: a) the date You reach Your return destination; or b) 7 days after the date the Covered Trip was scheduled to be completed.

Automatic Extension of Coverage

All coverages will be extended if Your entire Trip is covered by this policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled Return Destination or 10 days after the originally Scheduled Return Date.

Medical Evacuation and Repatriation Extension

If You incur a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, the Medical Evacuation and Repatriation benefit will be automatically extended until You are Medically Fit to Travel and transported to Your Primary Residence or You reached the Maximum Benefit Amount shown in the Schedule of Benefits.

Accident and Sickness Medical Expense Extension

If You are Hospitalized due to a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, this benefit will be extended for an additional 30 days, or until You are released from the Hospital and Medically Fit to Travel, or You reached the Maximum Benefit Amount shown in the Schedule of Benefits, whichever is earlier, provided that Hospitalization goes beyond the Scheduled Return Date

Extension of Coverage:

All coverages under this Policy will be extended if Your entire Trip is covered by this Policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled return destination or 5 days after the Scheduled Return Date.

This Policy will not be cancelled by the Company.

Extension of Coverage:

All coverages under this Policy will be extended if Your entire Trip is covered by this Policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled return destination or 5 days after the Scheduled Return Date.

This Policy will not be cancelled by the Company.

Automatic Extension of Coverage

All coverages will be extended if Your entire Trip is covered by this policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled Return Destination or 10 days after the originally Scheduled Return Date.

Medical Evacuation and Repatriation Extension
If You incur a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, the
Medical Evacuation and Repatriation benefit will be automatically extended until You are Medically Fit to Travel and transported to Your Primary Residence or You reached the Maximum Benefit Amount shown in the Schedule of Benefits.

Accident and Sickness Medical Expense Extension If You are Hospitalized due to a covered Injury or Sickness on Your Trip and a treating Physician certifies that You are not Medically Fit to Travel to Your Return Destination on Your Scheduled Return Date, this benefit will be extended for an additional 30 days, or until You are released from the Hospital and Medically Fit to Travel, or You reached the Maximum Benefit Amount shown in the Schedule of Benefits, whichever is earlier, provided that Hospitalization goes beyond the Scheduled Return Date

Extending Coverage

All coverage (except Trip Cancellation) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

The policy will be extended, if:

a) the Insured’s entire Trip is covered by the policy; and
b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or
c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or
b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or
b) 7 days after the date the Trip was scheduled to be completed.

Extending Coverage

All coverage (except Trip Cancellation) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

The policy will be extended, if:

a) the Insured’s entire Trip is covered by the policy; and

b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or

c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or
b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or
b) 7 days after the date the Trip was scheduled to be completed.

Extending Coverage

All coverage (except Trip Cancellation and Cancel for Any Reason) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

The policy will be extended, if:

a) the Insured’s entire Trip is covered by the policy; and

b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or

c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or

b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

Extending Coverage

All coverage (except Trip Cancellation and Cancel for Any Reason) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

The policy will be extended, if:

a) the Insured’s entire Trip is covered by the policy; and
b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or
c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or
b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or
b) 7 days after the date the Trip was scheduled to be completed.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of:

a) the date You reach Your return destination; or

b) 7 days after the date the Covered Trip was scheduled to be completed.

LATE RETURN COVERAGE

All coverages except Trip Cancellation will be extended, if:

a. Your entire covered trip is covered by the plan; and

b. Your return is delayed by inclement weather or any of the unforeseen events listed in Trip Cancellation, Trip Interruption or Trip Delay.

This extension of coverage will end on the earlier of:

a. The date you reach your return destination; or

b. Seven (7) days after the date the covered trip was scheduled to be completed.

If, due to restrictions by a common carrier or a physician, you cannot return home before this extension ends, coverage will be extended for an additional thirty (30) days, or until the first time such restrictions are removed (whichever is earlier), and will remain effective while you travel to the return destination.

LATE RETURN COVERAGE

All coverages except Trip Cancellation will be extended, if:

a. Your entire covered trip is covered by the plan; and

b. Your return is delayed by inclement weather or any of the unforeseen events listed in Trip Cancellation, Trip Interruption or Trip Delay.

This extension of coverage will end on the earlier of:

a. The date you reach your return destination; or

b. Seven (7) days after the date the covered trip was scheduled to be completed.

If, due to restrictions by a common carrier or a physician, you cannot return home before this extension ends, coverage will be extended for an additional thirty (30) days, or until the first time such restrictions are removed (whichever is earlier), and will remain effective while you travel to the return destination.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation and Trip Cancellation for Any Reason will be extended if:

a. Your entire Covered Trip is covered by the Policy; and

b. Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of:

a. the date You reach Your Return Destination; or

b. 7 days after the date the Covered Trip was scheduled to be completed, unless Hospitalized. Emergency Medical Evacuation, if required, would be covered.

Automatic Extension of Coverage

All coverages will be extended if Your entire Trip is covered by this policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage will end on the earlier of the date You reach Your originally scheduled Return Destination or 7 days after the originally Scheduled Return Date.

Extending Coverage

All coverage (except Trip Cancellation) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

The policy will be extended, if:

a) the Insured’s entire Trip is covered by the policy; and

b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or

c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or
b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or
b) 7 days after the date the Trip was scheduled to be completed.

Extending Coverage

All coverage (except Trip Cancellation and Cancel for Any Reason) will be extended, if:

a) the Insured’s entire Trip is covered by the plan; and

b) the Insured’s return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy and the Insured does not identify this at the time of extension.

This extension of coverage will end on:

a) the date the Insured reaches his/her Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

The policy will be extended, if:

a) the Insured’s entire Trip is covered by the policy; and

b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or

c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

Medical and Evacuation Extension of Coverage:
If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

Baggage Extension of Coverage:
If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

a) the time the Common Carrier delivers the property to the Insured; or

b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

Extension of all other coverages will end on the earliest of:

a) the date the Insured reaches their Return Destination; or

b) 7 days after the date the Trip was scheduled to be completed.

EXTENDED COVERAGE – Coverage will be extended under the following conditions, should they occur during the journey to the return destination or to a different destination:

a) When You commence air travel from Your origination point: (i) within two (2) days before the commencement of the Travel Arrangements, coverage shall apply from the time of departure from the origination point; or (ii) greater than two (2) days before the commencement of the Travel Arrangements, the extension of coverage shall be provided only during Your air travel.

b) If You return to Your origination point: (i) within two (2) days after the completion of the Travel Arrangements, coverage shall apply until the time of return to the origination point; or (ii) greater than two (2) days after the completion of the Travel Arrangements, the extension of coverage shall be provided only during Your air travel.

c) If: a) Your entire Trip is covered by the Policy; and b) Your return is delayed by an event specified under Trip Cancellation, Trip Interruption or Trip Delay. This extension of coverage will end on the earlier of: a) the date You reach Your return destination; or b) seven (7) days after the date the Trip was scheduled to be completed.

EXTENDED COVERAGE – Coverage will be extended under the following conditions, should they occur during the journey to the return destination or to a different destination:

a) When You commence air travel from Your origination point: (i) within two (2) days before the commencement of the Travel Arrangements, coverage shall apply from the time of departure from the origination point; or (ii) greater than two (2) days before the commencement of the Travel Arrangements, the extension of coverage shall be provided only during Your air travel.

b) If You return to Your origination point: (i) within two (2) days after the completion of the Travel Arrangements, coverage shall apply until the time of return to the origination point; or (ii) greater than two (2) days after the completion of the Travel Arrangements, the extension of coverage shall be provided only during Your air travel.

c) If: a) Your entire Trip is covered by the Policy; and b) Your return is delayed by an event specified under Trip Cancellation, Trip Interruption or Trip Delay. This extension of coverage will end on the earlier of: a) the date You reach Your return destination; or b) seven (7) days after the date the Trip was scheduled to be completed.

EXTENDED COVERAGE – Coverage will be extended under the following conditions, should they occur during the journey to the return destination or to a different destination:

a) When You commence air travel from Your origination point: (i) within two (2) days before the commencement of the Travel Arrangements, coverage shall apply from the time of departure from the origination point; or (ii) greater than two (2) days before the commencement of the Travel Arrangements, the extension of coverage shall be provided only during Your air travel.

b) If You return to Your origination point: (i) within two (2) days after the completion of the Travel Arrangements, coverage shall apply until the time of return to the origination point; or (ii) greater than two (2) days after the completion of the Travel Arrangements, the extension of coverage shall be provided only during Your air travel.

c) If: (a) Your entire Trip is covered by the Policy; and (b) Your return is delayed by an event specified under Trip Cancellation, Trip Interruption or Trip Delay. This extension of coverage will end on the earlier of: (a) the date You reach Your return destination; or (b) seven (7) days after the date the Trip was scheduled to be completed.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a) Your entire Covered Trip is covered by the Policy; and
b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of:

a) the date You reach Your Return Destination; or
b) 7 days after the date the Covered Trip was scheduled to be completed, unless Hospitalized. Emergency Medical Evacuation, if required, would be covered.

If You are hospitalized beyond Your Scheduled Return Date, this coverage will be extended to the earlier of:
a. When all benefits payable have been depleted/exhausted;
b. You are released from the medical facility and have been ordered/approved by a Physician to be transported or return to Your Primary Residence (coverage will remain in effect until You reach Your Primary Residence);
or;
c. Thirty (30) days

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation will be extended if:

a. Your entire Covered Trip is covered by the Policy; and
b. Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of:

a. the date You reach Your Return Destination; or
b. 7 days after the date the Covered Trip was scheduled to be completed, unless Hospitalized. Emergency Medical Evacuation, if required, would be covered.

If You are hospitalized beyond Your Scheduled Return Date, this coverage will be extended to the earlier of:

a. When all benefits payable have been depleted/exhausted;
b. You are released from the medical facility and have been ordered/approved by a Physician to be transported or return to Your Primary Residence (coverage will remain in effect until You reach Your Primary Residence);
or;
c. Thirty (30) days.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation and Trip Cancellation for Any Reason will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of:

a) the date You reach Your Return Destination; or

b) 7 days after the date the Covered Trip was scheduled to be completed, unless Hospitalized. Emergency Medical Evacuation, if required, would be covered.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation and Trip Cancellation for Any Reason will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of: a) the date You reach Your return destination; or b) 7 days after the date the Covered Trip was scheduled to be completed.

EXTENDED COVERAGE:

All coverage under the Policy except Trip Cancellation and Trip Cancellation for Any Reason will be extended if:

a) Your entire Covered Trip is covered by the Policy; and

b) Your return is delayed by an Unforeseen Event specified under Trip Cancellation, Trip Interruption or Trip Delay.

If coverage is extended for the above referenced reasons, coverage will end on the earliest of: a) the date You reach Your return destination; or b) 7 days after the date the Covered Trip was scheduled to be completed.

Extension of Coverage:

Emergency Accident and Medical Expense: If You are hospitalized beyond Your Scheduled Return Date, this coverage will be extended to the earlier of:

1. When All Benefits payable have been depleted/exhausted;
2. You are released from the medical facility and have been ordered/approved by a Physician to be transported or return Home (coverage will remain in effect until You reach Your Home); or
3. Thirty (30) days.

All other coverages under the Policy will be extended if Your entire Trip is covered by the Policy and Your return is delayed due to unavoidable circumstances beyond Your control. If coverage is extended for the above reasons, coverage will finally end on the earlier of the date You reach Your originally Scheduled Return Destination, or thirty (30) days after the Scheduled Return Date.

Extension of Coverage:

Emergency Accident and Medical Expense: If You are hospitalized beyond Your Scheduled Return Date, this coverage will be extended to the earlier of:

1. When All Benefits payable have been depleted/exhausted;
2. You are released from the medical facility and have been ordered/approved by a Physician to be transported or return Home (coverage will remain in effect until You reach Your Home); or
3. Thirty (30) days.

All other coverages under the Policy will be extended if Your entire Trip is covered by the Policy and Your return is delayed due to unavoidable circumstances beyond Your control. If coverage is extended for the above reasons, coverage will finally end on the earlier of the date You reach Your originally Scheduled Return Destination, or thirty (30) days after the Scheduled Return Date.

Extension of Coverage:

Emergency Accident and Medical Expense: If You are hospitalized beyond Your Scheduled Return Date, this coverage will be extended to the earlier of:

1. When All Benefits payable have been depleted/exhausted;
2. You are released from the medical facility and have been ordered/approved by a Physician to be transported or return Home (coverage will remain in effect until You reach Your Home); or
3. Thirty (30) days.

All other coverages under the Policy will be extended if Your entire Trip is covered by the Policy and Your return is delayed due to unavoidable circumstances beyond Your control. If coverage is extended for the above reasons, coverage will finally end on the earlier of the date You reach Your originally Scheduled Return Destination, or thirty (30) days after the Scheduled Return Date.