Medical Coverage for Coronavirus

Key Takeaways

• All travel insurance policies on Squaremouth offer Emergency Medical coverage that can pay for medical treatment if you catch COVID.
• The best COVID travel insurance plans don’t stop at simple COVID coverage, but offer high enough medical reimbursement limits of at least $50,000.
• Most plans can cover unexpected medical expenses resulting from COVID infections, like doctor visits, hospital stays and services, COVID-19 tests, prescription medication, and ambulance services.
• You can find policies with COVID medical protection by using our online comparison tool to filter for eligible policies.

What is Travel Medical Coverage for COVID-19?

Medical Coverage for COVID-19 is a travel insurance benefit that can reimburse the cost of medical expenses relating to contracting coronavirus during a covered trip.

Most travel insurance policies include this coverage under the broader Emergency Medical benefit, and treat contracting the virus as any other unforeseen injury or illness.

Coverage limits for COVID-19 sickness can range dramatically depending on the policy. For international travel, we recommend a policy that includes at least $50,000 in medical coverage. It’s important to note that not all travel insurance companies provide Covid-19 coverage.

What Covid-19 Coverage Does Travel Medical Insurance Provide?

If you contract Covid-19 while traveling, you may be eligible for reimbursement for related medical care through your travel insurance plan.

Most plans will cover the following unexpected medical expenses while traveling:

• Doctor visits
• Hospital stays and services
• Covid-19 tests
• Prescription medication
• Ambulance services

Covered medical expenses can differ by policy. If you contract Covid-19 prior to your departure date, you may not be eligible for reimbursement.

To view a full list of covered expenses and exclusions, you can reference your policy’s Certificate of Insurance at any time.

Why is Travel Medical Coverage for Covid-19 Important?

Most primary health care policies, such as Medicare or an employee-sponsored plan, don’t provide coverage outside the USA. Without travel insurance, you’ll be responsible for paying any Covid-related medical expenses out-of-pocket.

Purchasing a travel health insurance policy that includes the Medical Coverage for Covid-19 benefit can provide the peace of mind that you’re covered if you contract the coronavirus while you travel.

How to Find the Best Covid-19 Travel Insurance

Travel protection that includes Covid-19 coverage has become increasingly popular since the recent pandemic. Fortunately, many of the leading travel insurance providers include this coverage at no additional cost.

If you’re looking to buy travel insurance that includes Covid-19 medical coverage, you can reference the list below to see which plans and providers are offering this protection. You can also apply the “Coronavirus Pandemic” filter when searching for policies on Squaremouth.

Please be aware that coverage and eligibility requirements for this benefit differ by policy.