Missed Connection is a travel insurance benefit that provides reimbursement to travelers that miss a connecting flight as a result of a significant delay of a common carrier. This coverage is designed for travelers that have booked indirect flights or trips that involve multiple legs to reach their final destination.
Missed Connections is one of the few ways in which travel insurance policies provide protection for trip delays. The majority of travel insurance companies include this benefit as part of their standard protection at no additional cost.
Coverage limits, exclusions, and eligibility requirements for this benefit may differ by policy.
Missed Connection covers the additional transportation expenses incurred if you miss a connecting flight or cruise departure as a result of a covered common carrier delay or cancellation.
Coverage limits typically range between $250 and $1,000 per traveler. Some plans may also include daily limits, which outline the maximum dollar amount you can be reimbursed per day following the missed connection until you reach your destination.
Plans that include Missed Connection coverage may cover the following costs:
In order to be eligible for reimbursement through your travel insurance plan’s Missed Connection benefit, you must first experience a covered common carrier delay.
Commonly covered reasons for a delay include mechanical issues of a common carrier, inclement weather, natural disaster, or other documented severe weather conditions that prevent you from reaching your destination.
Next, you must meet your travel insurance plan’s minimum delay period. Most travel insurance providers that offer this coverage will only provide coverage if you are delayed at least three hours.
Be sure to review the policy wording for specific details about your travel insurance coverage. This can be found within a policy’s Certificate of Insurance.
No, travel insurance is only meant to protect travelers that are impacted by unforeseen events out of their control, such as unexpected flight delays and flight cancellations. Missing a flight for a reason not listed in your policy, such as oversleeping, will likely not be covered.
If you do miss a flight for a reason you believe is covered by your travel insurance policy, we recommend keeping all receipts, communication, credit card statements, and other relevant documentation readily available. This will help when it comes time to file a claim.
Yes, purchasing travel insurance can provide you with peace of mind and financial protection when your travel schedule takes an unexpected turn. Missed Connection is a popular benefit that is typically included in standard travel insurance coverage, so having this coverage typically does not add to your premium.
If you’re planning a trip that involves multiple legs en route to your destination, we recommend finding a travel insurance policy that includes strong Missed Connection coverage.
Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Missed Connection coverage.
Enter your trip information on our custom quote form. Once you receive your results, select the Missed Connection filter to find the best policy for your trip with the coverage that you need.
Aegis | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
1 |
$500 per person
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8. MISSED CONNECTIONS FOR AIR AND CRUISES ONLY BENEFIT Subject to SECTION II – EFFECTIVE AND TERMINATION DATES OF INSURANCE, A. EFFECTIVE DATE, the Insured’s coverage under the Missed Connections For Air and Cruises Only Benefit will take effect on the Scheduled Date of Departure. We will reimburse the Insured a Missed Connections For Air and Cruises Only Benefit, for reasonable additional lodging arrangements, meal expenses, and the unused portion of the Insured’s travel arrangements, up to the corresponding Maximum Covered Amount per Insured shown in the Schedule, if he/she misses his/her air connection or Cruise departure as the result of a documented traffic accident while the Insured is en route to his/her departure, the cancellation of or the delay of three hours or more of all regularly scheduled departure times due to mechanical breakdown of the Common Carrier or due to Adverse Weather Conditions. |
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2 |
$250 per person
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MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip; b) reasonable accommodations and meal expenses; and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
Arch RoamRight | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
3 |
$250 per person
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MISSED CONNECTION If You miss Your Trip departure because Your arrival at Your Trip destination including Your return destination is delayed for 3 or more hours, due to: a) any delay of a Common Carrier; b) documented weather condition preventing You from getting to the point of departure for Your Trip; c) Quarantine, hijacking, Strike, Natural Disaster, Terrorist Incident or riot; d) You are denied access by a customs, airline, cruise line, or TSA agent or employee due to positive results of a medical screening or suspicion that You may have a contagious disease while attempting to board. This must be substantiated by written documentation from the entity denying access detailing the reason for denied access. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1) Your Additional Transportation Cost to join the departed Trip; and 2) Your prepaid expenses for the unused land or water Travel Arrangements. |
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4 |
$750 per person
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MISSED CONNECTION If You miss Your Trip departure because Your arrival at Your Trip destination including Your return destination is delayed for 3 or more hours, due to: a) any delay of a Common Carrier; b) documented weather condition preventing You from getting to the point of departure for Your Trip; c) Quarantine, hijacking, Strike, Natural Disaster, Terrorist Incident or riot; d) You are denied access by a customs, airline, cruise line, or TSA agent or employee due to positive results of a medical screening or suspicion that You may have a contagious disease while attempting to board. This must be substantiated by written documentation from the entity denying access detailing the reason for denied access. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1) Your Additional Transportation Cost to join the departed Trip; and 2) Your prepaid expenses for the unused land or water Travel Arrangements. |
AXA Assistance USA | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
5 |
$500 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and twelve (12) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits; c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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6 |
$1,000 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and twelve (12) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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7 |
$1,500 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and twelve (12) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits; c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due toInclement Weather. |
battleface | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
8 |
Optional coverage |
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MISSED CONNECTION We will reimburse you, up to the maximum amount shown in the schedule of benefits if, while on a covered trip, you miss a trip departure resulting from delay of at least three (3) consecutive hours of your scheduled airline flights due to inclement weather or common carrier caused delay, for: a. Additional transportation expenses incurred by you to join the departed trip; The common carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. These benefits will not duplicate any other benefit payments payable under this policy or any coverage attached to this policy. |
Berkshire Hathaway Travel Protection | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
9 |
$500 per person
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MISSED CONNECTION If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for: a) additional transportation expenses incurred by the Insured to join the departed Trip; and (b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. |
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10 |
$500 per person
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MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, Named Storm, or Common Carrier caused delay. The benefit will be limited to the: (a) Additional transportation expenses incurred by the Insured to join the departed Trip; and The Common Carrier must certify the delay of the regularly scheduled airline flight. This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
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11 |
$500 per person
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MISSED CONNECTION If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for: a) additional transportation expenses incurred by the Insured to join the departed Trip; and b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. |
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12 |
$500 per person
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MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, Named Storm, or Common Carrier caused delay. The benefit will be limited to the: (a) Additional transportation expenses incurred by the Insured to join the departed Trip; and (b) Pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight.This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
Cat 70 | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
13 |
$500 per person
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MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip; b) reasonable accommodations and meal expenses; and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
Generali Global Assistance | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
14 |
$500 per person
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MISSED CONNECTION COVERAGE We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy. |
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15 |
$750 per person
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MISSED CONNECTION COVERAGE We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy. |
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16 |
$1,000 per person
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MISSED CONNECTION COVERAGE We will pay for Covered Expenses up to the amount in the Schedule should you miss your cruise or tour departure as a result of the cancellation or delay of 3 hours or more of your regularly scheduled airline flight due to adverse weather. For this benefit, Covered Expenses means additional transportation expenses incurred to join the departed cruise or tour, reasonable additional Accommodation and meal expenses incurred en route to catch up to the cruise or tour, and non-refundable cruise or tour payments for the unused portion of your water or land arrangements. This coverage is available if no other coverage is provided by a Common Carrier or other party at no cost to you, and if no coverage is available elsewhere in the Policy. |
HTH Travel Insurance | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
17 |
$1,000 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits; c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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18 |
$250 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and eight (8) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits; c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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19 |
$500 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
IMG | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
20 |
$500 per person
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MISSED TRIP CONNECTION If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for at least six (6) consecutive hours, due to: 1. any delay, cancellation or mechanical breakdown of regularly scheduled Common Carrier, must be documented by the Common Carrier; We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1. Additional Transportation Cost incurred by You to join the departed Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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21 |
iTravelInsured Travel LX Basic $500 per person
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MISSED TRIP CONNECTION If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for at least three (3) consecutive hours, due to: 1. any delay, cancellation or mechanical breakdown of regularly scheduled Common Carrier, must be documented by the Common Carrier; We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1. Additional Transportation Cost incurred by You to join the departed Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
John Hancock Insurance Agency, Inc. | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
22 |
$200 per person
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MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip; b) reasonable accommodations and meal expenses; and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
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23 |
$750 per person
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MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip; b) reasonable accommodations and meal expenses; and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
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24 |
$1,000 per person
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MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip; b) reasonable accommodations and meal expenses; and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
Nationwide Mutual Insurance Company | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
25 |
$500 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits; c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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26 |
$500 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits; c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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27 |
$1,500 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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28 |
$2,500 per person
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MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
Seven Corners | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
29 |
$1,500 per person
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MISSED TOUR OR CRUISE CONNECTION – up to $250 per day to a maximum of $1,500 If You miss Your tour or cruise departure because Your arrival at Your Trip destination is delayed for at least 3 consecutive hours, due to: 1. any delay, cancellation or mechanical breakdown of regularly scheduled Common Carrier must be documented by the Common Carrier; 2. Inclement Weather that is documented; 3. Quarantine, hijacking, Strike, Natural Disaster, terrorism or Civil Disorder or Riot. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1. Reasonable Expenses; and 2. Additional Transportation Cost incurred by You to join the departed cruise or tour. Coverage is secondary if reimbursable by any other source. This benefit may not be combined with Trip Cancellation, Trip Interruption or Trip Delay benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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30 |
$250 per person
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MISSED CONNECTION If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) documented weather condition preventing You from getting to the point of departure; c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: a) Your Additional Transportation Cost to join Your Trip b) reasonable accommodation and meal expenses up to $150 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source. Your delayed arrival must be due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) documented weather condition preventing You from getting to the point of departure; c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy. |
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31 |
$1,500 per person
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MISSED CONNECTION If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) documented weather condition preventing You from getting to the point of departure; c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: a) Your Additional Transportation Cost to join Your Trip b) reasonable accommodation and meal expenses up to $150 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source. Your delayed arrival must be due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) documented weather condition preventing You from getting to the point of departure; c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy. |
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32 |
$500 per person
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MISSED TOUR OR CRUISE CONNECTION If You miss Your tour or cruise departure because Your arrival at Your Trip destination is delayed for at least 3 consecutive hours, due to: 1. any delay, cancellation or mechanical breakdown of regularly scheduled Common Carrier must be documented by the Common Carrier; We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1. Reasonable Expenses; and Coverage is secondary if reimbursable by any other source. This benefit may not be combined with Trip Cancellation, Trip Interruption or Trip Delay benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Tin Leg | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
33 |
$100 per person
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MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, a Named Storm, or Common Carrier caused delay. The benefit will be limited to the: a) Additional transportation expenses incurred by the Insured to join the departed Trip; and The Common Carrier must certify the delay of the regularly scheduled airline flight. This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
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34 |
$100 per person
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MISSED CONNECTION If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for: a) additional transportation expenses incurred by the Insured to join the departed Trip; and b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. |
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35 |
$100 per person
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MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, Named Storm, or Common Carrier caused delay. The benefit will be limited to the: a) Additional transportation expenses incurred by the Insured to join the departed Trip; and b) Pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
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36 |
$500 per person
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MISSED CONNECTION If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for: a) additional transportation expenses incurred by the Insured to join the departed Trip; and b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. |
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37 |
$500 per person
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MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, Named Storm, or Common Carrier caused delay. The benefit will be limited to the: a) Additional transportation expenses incurred by the Insured to join the departed Trip; and The Common Carrier must certify the delay of the regularly scheduled airline flight. This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
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38 |
$500 per person
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MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip; b) reasonable accommodations and meal expenses; and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
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39 |
$250 per person
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MISSED CONNECTION We will reimburse you, up to the maximum amount shown in the schedule of benefitsif, while on a covered trip, you miss a trip departure resulting from delay of at least twelve (12) consecutive hours of your scheduled airline flights due to inclement weather or common carrier caused delay, for: a. Additional transportation expenses incurred by you to join the departed trip; The common carriermust certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. These benefits will not duplicate any other benefit payments payable under this policy or any coverage attached to this policy. |
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40 |
$250 per person
|
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MISSED CONNECTION We will reimburse you, up to the maximum amount shown in the schedule of benefits if, while on a covered trip, you miss a trip departure resulting from delay of at least six (6) consecutive hours of your scheduled airline flights due to inclement weather or common carrier caused delay, for: a. Additional transportation expenses incurred by you to join the departed trip; b. Reasonable accommodation and meal expenses incurred, which were not paid or provided for by any other source, up to the per day amount shown in the schedule of benefits; andc. Pre-paid, non-refundable trip payments for the unused portion of the trip. The common carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. These benefits will not duplicate any other benefit payments payable under this policy or any coverage attached to this policy. |
Travel Insured International | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
41 |
$500 per person
|
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MISSED CONNECTION If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to: a) any delay of a Common Carrier (the delay must be certified by the Common Carrier); b) documented weather condition preventing You from getting to the point of departure; c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot. We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for: a) Your Additional Transportation Cost to join Your Trip; and b) Your Prepaid expenses for the unused land or water Travel Arrangements ; and c) reasonable accommodation, telephone and meal expenses up to $200 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy. |
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42 |
$500 per person
|
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MISSED TOUR OR CRUISE CONNECTION If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for at least 3 consecutive hours, due to: 1. any delay, cancellation or mechanical breakdown of regularly scheduled Common Carrier must be documented by the Common Carrier; We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1. Reasonable Additional Expenses; and These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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43 |
$300 policy limit
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MISSED TOUR OR CRUISE CONNECTION If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for at least 12 consecutive hours, due to: 1. any delay, cancellation or mechanical breakdown of regularly scheduled Common Carrier must be documented by the Common Carrier; 2. Inclement Weather that is documented; 3. Quarantine, hijacking, Strike, Natural Disaster, terrorism or Civil Disorder or Riot;We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1. Reasonable Additional Expenses; and 2. Additional Transportation Cost incurred by You to join the departed Trip; and 3. unused, forfeited, prepaid non-refundable Payments or Deposits paid for the land or water Travel ArrangementsYou purchased for Your Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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44 |
$500 per person
|
|
MISSED TRIP CONNECTION If You miss Your Trip departure because Your arrival at Your Trip destination is delayed for at least 3 consecutive hours, 1. any delay, cancellation or mechanical breakdown of regularly scheduled Common Carrier must be documented by the Common Carrier; 2. Inclement Weather that is documented; 3. Quarantine, hijacking, Strike, Natural Disaster, terrorism or Civil Disorder or Riot; We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: 1. Reasonable Additional Expenses; and 2. Additional Transportation Cost incurred by You to join the departed Trip; and 3. unused, forfeited, prepaid non-refundable Payments or Deposits paid for the land or water Travel Arrangements You purchased for Your Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
Travelex Insurance Services | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
45 |
$500 per person
|
|
If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for: a) additional transportation expenses incurred by the Insured to join the departed Trip; and b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. |
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46 |
$500 per person
|
|
MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, Named Storm, or Common Carrier caused delay. The benefit will be limited to the: a) Additional transportation expenses incurred by the Insured to join the departed Trip; and b) Pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight.This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
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47 |
$750 per person
|
|
MISSED CONNECTION If, while on a Trip, You miss a Trip departure resulting from cancellation or delay of at least 3 consecutive hours of all Your regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay, the Company will reimburse You up to the Maximum Limit shown in the Schedule for: a) additional transportation expenses incurred by the Insured to join the departed Trip; and b) pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. Coverage is secondary if reimbursable by any other source. |
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48 |
$750 per person
|
|
MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, Named Storm, or Common Carrier caused delay. The benefit will be limited to the: a) Additional transportation expenses incurred by the Insured to join the departed Trip; and b) Pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
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49 |
$50 per person
|
|
MISSED CONNECTION The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured misses a Trip departure resulting from cancellation or delay, of at least the number of consecutive hours listed in the Schedule, of all the regularly scheduled airline flights due to Inclement Weather, Named Storm, or Common Carrier caused delay. The benefit will be limited to the: a) Additional transportation expenses incurred by the Insured to join the departed Trip; and b) Pre-paid, non-refundable Trip payments for the Unused portion of the Trip. The Common Carrier must certify the delay of the regularly scheduled airline flight. This benefit does not apply if the Insured’s domestic travel arrangements allow less than 1 hour between connections, or the Insured’s international travel arrangements allow less than 2 hours between connections. |
Trawick International | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
50 |
$500 per person
|
|
MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and twelve (12) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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51 |
$750 per person
|
|
MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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52 |
$1,000 per person
|
|
MISSED CONNECTION The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, if You miss Your Cruise or tour departure, scheduled during Your Trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due to the following event: a) Documented weather condition preventing You from getting to the point of departure for Your Trip. Benefits are provided for: a) additional transportation expenses needed for You to join Your departed Cruise or tour; b) Reasonable Expenses up to the Maximum Benefit per day shown on the Schedule of Benefits; c) pre-paid nonrefundable Payments or Deposits for the unused portion of Your Cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their Cruise or tour due to Inclement Weather. |
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53 |
$250 per person
|
|
MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if, during a Covered Trip, You missed a connecting flight by the minimum number of hours stated on the Schedule of Benefits resulting from cancellation or delay of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) Additional transportation expenses needed for You to join the departed Covered Trip; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
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54 |
$300 per person
|
|
MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if, during a Covered Trip, You missed a connecting flight by the minimum number of hours stated on the Schedule of Benefits resulting from cancellation or delay of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a. Additional transportation expenses needed for You to join the departed Covered Trip; Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
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55 |
$500 per person
|
|
MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if, during a Covered Trip, You missed a connecting flight by the minimum number of hours stated on the Schedule of Benefits resulting from cancellation or delay of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) Additional transportation expenses needed for You to join the departed Covered Trip; b) Reasonable accommodations and meal expenses; and c) Non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
USI Affinity Travel Insurance Services | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
56 |
$750 per person
|
|
MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip, b) reasonable accommodations and meal expenses, and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
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57 |
$1,500 per person
|
|
MISSED CONNECTION We will pay the benefit shown on the Schedule of Benefits if You missed a connecting flight during Your Covered Trip due to cancellation or delay for at least the number of hours shown on the Schedule of Benefits of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown on the Schedule of Benefits are provided to cover: a) additional transportation expenses needed for You to join the departed Covered Trip, b) reasonable accommodations and meal expenses, and c) non-refundable Covered Trip payments for the unused portion of Your Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled connection departure but cancel Your Covered Trip due to Inclement Weather. |
WorldTrips | ||
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Policy Name and Summary of Coverage | Full Policy Wording | |
58 |
$500 per person
|
|
Missed Connection If You miss Your cruise, tour, flight or Trip departure because Your arrival at Your Trip departure point is delayed for three (3) hours due to one of the covered Missed Connection events listed below, We will reimburse You up to the Maximum Benefit Amount shown in the Schedule of Benefits for: 1. Your Additional Transportation Cost to join the departed Trip; and 2. Your unused, Pre-paid nonrefundable Payments or Deposits for Your Travel Arrangements insured under this Policy. For this benefit, a covered Missed Connection event shall mean: a. any officially documented delay of Your Common Carrier; b. severe weather preventing You from getting to the point of departure for Your Trip; orc. Quarantine, hijacking, Strike, Natural Disaster, Terrorist Incident, Cyber Terrorism or Riot. |
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59 |
$1,500 per person
|
|
Missed Connection If You miss Your cruise, tour, flight or Trip departure because Your arrival at Your Trip departure point is delayed for three (3) hours due to one of the covered Missed Connection events listed below, We will reimburse You up to the Maximum Benefit Amount shown in the Schedule of Benefits for: 1. Your Additional Transportation Cost to join the departed Trip; and 2. Your unused, Pre-paid nonrefundable Payments or Deposits for Your Travel Arrangements insured under this Policy. For this benefit, a covered Missed Connection event shall mean: a. any officially documented delay of Your Common Carrier; b. severe weather preventing You from getting to the point of departure for Your Trip; orc. Quarantine, hijacking, Strike, Natural Disaster, Terrorist Incident, Cyber Terrorism or Riot. |
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60 |
$2,000 per person
|
|
Missed Connection If You miss Your cruise, tour, flight or Trip departure because Your arrival at Your Trip departure point is delayed for three (3) hours due to one of the covered Missed Connection events listed below, We will reimburse You up to the Maximum Benefit Amount shown in the Schedule of Benefits for: 1. Your Additional Transportation Cost to join the departed Trip; and 2. Your unused, Pre-paid nonrefundable Payments or Deposits for Your Travel Arrangements insured under this Policy. For this benefit, a covered Missed Connection event shall mean: a. any officially documented delay of Your Common Carrier; |
Benefits
Additional Information