What is Sports Equipment Loss Coverage?
Sports Equipment Loss is a travel insurance benefit that provides reimbursement if your personal sports equipment is lost, damaged, or stolen during a covered trip.
Many travel insurance providers include this benefit within their Baggage & Personal Item Loss coverage. In the event of a claim, you may be reimbursed the actual cash value of your sports equipment up to your policy’s coverage limit.
Common examples of sports equipment that can be covered by travel insurance include skis, snowboards, golf clubs, tennis rackets, surfboards, and fishing poles.
Not all travel insurance plans include coverage for sporting goods. Coverage limits, exclusions, and eligibility requirements differ by policy.
Does Travel Insurance Cover Lost Sports Equipment?
Yes, travel insurance policies with the Sports Equipment Loss benefit will cover the cost to replace personal sports equipment that was lost, damaged, or stolen during a trip. Most policies will provide reimbursement for the actual cash value of the items at the time of the incident.
Some travel insurance policies will also include additional coverage for sports equipment rentals or purchases during your trip if you own items are missing or defective.
Sports Equipment Loss coverage limits, meaning the maximum dollar amount an insurance company will reimburse you, typically range between $500-$3,000 per person. Some plans may also include per item limits, which can range between $50-$500.
If your sports equipment is not lost, and just momentarily delayed en route to your destination, you may be eligible for coverage through your policy’s Sports Equipment Delay benefit.
Filing A Sports Equipment Loss Claim
In order to receive reimbursement for lost, damaged, or stolen sports equipment, you will need to file a claim directly with your travel insurance company.
While each travel insurance provider has their own unique claims process, most will require the following documents in order to provide reimbursement:
- Verification of your loss, such as a certified note from your common carrier or report regarding your missing personal items
- Receipts for the sports equipment rentals or purchases you made as a result of your loss
- A detailed description, including the make, model, and condition, of the items you lost
- Any photos or documents that back up your claim
- A copy of your itinerary and travel plans
Finding A Policy With Sports Equipment Insurance Coverage
Many adventure travelers buy travel insurance coverage with the Sports Equipment Loss benefit for peace of mind and to mitigate unforeseen expenses during a covered trip.
Reference the list below to view all travel insurance policies on Squaremouth that include coverage for lost, damaged, or stolen sports equipment. You may also reference a policy’s Certificate of Insurance at any time for more detailed coverage information.
Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Sports Equipment Loss coverage.
Does Travel Insurance Cover Lost Sports Equipment?
Yes, travel insurance policies with the Sports Equipment Loss benefit will cover the cost to replace personal sports equipment that was lost, damaged, or stolen during a trip. Most policies will provide reimbursement for the actual cash value of the items at the time of the incident.
Some travel insurance policies will also include additional coverage for sports equipment rentals or purchases during your trip if you own items are missing or defective.
Sports Equipment Loss coverage limits, meaning the maximum dollar amount an insurance company will reimburse you, typically range between $500-$3,000 per person. Some plans may also include per item limits, which can range between $50-$500.
If your sports equipment is not lost, and just momentarily delayed en route to your destination, you may be eligible for coverage through your policy’s Sports Equipment Delay benefit.
Filing A Sports Equipment Loss Claim
In order to receive reimbursement for lost, damaged, or stolen sports equipment, you will need to file a claim directly with your travel insurance company.
While each travel insurance provider has their own unique claims process, most will require the following documents in order to provide reimbursement:
- Verification of your loss, such as a certified note from your common carrier or report regarding your missing personal items
- Receipts for the sports equipment rentals or purchases you made as a result of your loss
- A detailed description, including the make, model, and condition, of the items you lost
- Any photos or documents that back up your claim
- A copy of your itinerary and travel plans
Finding A Policy With Sports Equipment Insurance Coverage
Many adventure travelers buy travel insurance coverage with the Sports Equipment Loss benefit for peace of mind and to mitigate unforeseen expenses during a covered trip.
Reference the list below to view all travel insurance policies on Squaremouth that include coverage for lost, damaged, or stolen sports equipment. You may also reference a policy’s Certificate of Insurance at any time for more detailed coverage information.
Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Sports Equipment Loss coverage.
Filing A Sports Equipment Loss Claim
In order to receive reimbursement for lost, damaged, or stolen sports equipment, you will need to file a claim directly with your travel insurance company.
While each travel insurance provider has their own unique claims process, most will require the following documents in order to provide reimbursement:
- Verification of your loss, such as a certified note from your common carrier or report regarding your missing personal items
- Receipts for the sports equipment rentals or purchases you made as a result of your loss
- A detailed description, including the make, model, and condition, of the items you lost
- Any photos or documents that back up your claim
- A copy of your itinerary and travel plans
Finding A Policy With Sports Equipment Insurance Coverage
Many adventure travelers buy travel insurance coverage with the Sports Equipment Loss benefit for peace of mind and to mitigate unforeseen expenses during a covered trip.
Reference the list below to view all travel insurance policies on Squaremouth that include coverage for lost, damaged, or stolen sports equipment. You may also reference a policy’s Certificate of Insurance at any time for more detailed coverage information.
Finding A Policy With Sports Equipment Insurance Coverage
Many adventure travelers buy travel insurance coverage with the Sports Equipment Loss benefit for peace of mind and to mitigate unforeseen expenses during a covered trip.
Reference the list below to view all travel insurance policies on Squaremouth that include coverage for lost, damaged, or stolen sports equipment. You may also reference a policy’s Certificate of Insurance at any time for more detailed coverage information.
Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Sports Equipment Loss coverage.
Sports Equipment Loss by Provider
Aegis
|
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|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 1 |
Optional coverage |
|
|
Sporting Equipment Rental Benefit * if Upgrade purchased – $1,000 per Insured We will reimburse the Insured a Sporting Equipment Rental Benefit, for expenses to rent sporting equipment, up to the corresponding Maximum Covered Amount per Insured shown in the Schedule, if the Insured’s sporting equipment is lost, stolen or damaged while on a Covered Trip. Receipts for the expenses incurred must be submitted for reimbursement, along with written proof that the Insured’s sporting equipment was lost, stolen or damaged. |
||
| 2 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
Arch RoamRight
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 3 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 4 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
AXA Assistance USA
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 5 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 6 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 7 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
battleface
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 8 |
Optional coverage |
|
|
Included in Baggage & Personal Items Loss. |
||
Berkshire Hathaway Travel Protection
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 9 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 10 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 11 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 12 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 13 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 14 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
Cat 70
|
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|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 15 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
Detour Insurance
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 16 |
Included in Baggage & Personal Items Loss |
|
|
PERSONAL EFFECTS AND PROPERTY The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if You sustain Loss, theft or damage to baggage and Personal Effects during the Trip including, but not limited to sporting equipment, provided You have taken all measures possible to protect, save and/or recover the property at all times. The baggage and Personal Effects must be owned by and accompany You during the Trip. The Company will pay the lesser of the following: a) Actual Cash Value at time of Loss, theft or damage to baggage and Personal Effects; or b) the cost of repair or replacement in like kind and quality. There will be a per article limit as shown on the Schedule of Benefits. |
||
| 17 |
Included in Baggage & Personal Items Loss |
|
|
PERSONAL EFFECTS AND PROPERTY The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if You sustain Loss, theft or damage to baggage and Personal Effects during the Trip including, but not limited to sporting equipment, provided You have taken all measures possible to protect, save and/or recover the property at all times. The baggage and Personal Effects must be owned by and accompany You during the Trip. The Company will pay the lesser of the following: a) Actual Cash Value at time of Loss, theft or damage to baggage and Personal Effects; or b) the cost of repair or replacement in like kind and quality. There will be a per article limit as shown on the Schedule of Benefits. |
||
Global Underwriters
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 18 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy: In addition to any of the exclusions listed above, for Eligible Expenses under Baggage Loss, this Insurance also does not cover the following: 4) Professional or occupational equipment or property, whether or not electronic business equipment |
||
HTH Travel Insurance
|
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|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 19 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 20 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 21 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
IMG
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 22 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 23 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 24 |
iTravelInsured Travel LX Basic Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
John Hancock Insurance Agency, Inc.
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 25 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 26 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 27 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
Seven Corners
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 28 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
Tin Leg
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 29 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 30 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 31 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 32 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 33 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 34 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 35 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 36 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 37 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 38 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 39 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
Travel Insured International
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 40 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. Please note the following sports related exclusions under the policy: Baggage and Personal Effects does not include: 16) sporting equipment if the loss results from the use thereof; |
||
| 41 |
No coverage |
|
|
There is no Sports Equipment Loss coverage with this plan. |
||
Travelex Insurance Services
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 42 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 43 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 44 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 45 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 46 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 47 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
WorldTrips
|
||
|---|---|---|
| Policy Name and Summary of Coverage | Full Policy Wording | |
| 48 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 49 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
| 50 |
Included in Baggage & Personal Items Loss |
|
|
Included in Baggage & Personal Items Loss. |
||
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