0.2% (154) negative reviews to sales
Average on Squaremouth is 0.2%
5 stars
806
4 stars
268
3 stars
142
2 stars
61
1 star
93
Detailed Ratings
Customer Service Before Trip
Customer Service During Trip
Customer Service During Claim
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TOTAL SALES
67,439
Since 2012
MONTHLY SALES
206
Average Monthly Sales Since 2012
REVIEWS
1,402
Since 2012
Overall Rating
4.16 out of 5
Overall Rating 4.16 out of 5
1,402 Reviews Since 2012
Customer Reviews for John Hancock Insurance Agency, Inc.
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John Hancock contracts out their claims to a 3rd party management company. I submitted my claim and all the requested supporting documents only to receive notice 2 weeks later that they were waiting on my documents. I again uploaded them thru the link they provided, including my claim number as instructed. I received electronic notice that the uploads were successful. For additional verification, I took the time to call and ask their agent if she could see that the documents were indeed there & she affirmed they were. I did this since apparently the first time they didnt receive them. Now, 2 weeks later (one month after filing claim) I receive another notice they are waiting on these documents. How can this be since their own agent told me she saw them in my file? I have now submitted them a third time, thru a different venue. I am frustrated, annoyed and disappointed at how this has gone.
So, my complaint is with the 3rd party settlement company, Sedgwick Claims Management Company, but they are subcontracted by John Hancock.
Review Updated: 01/03/2024
I was very disappointed with the communication process of my claim. They did not update the portal you can set up and it never showed that my documents were received, yet, they continued to send me emails saying they were waiting for my documentation. So I calles and the agent said that the documents were there. Nonetheless, they sent out several emails telling me they were waiting for my documents. Each time I resubmitted them and each time I called & was told again the agent could see them in my file. It was all very inefficient. And then, when I checked the portal again (allowing the several weeks they requested) the portal showed my claim denied and file closed- just like that- no email, no letter, no explanation. Again I called & the agent read somethings off a paper which didnt make a lot of sense & told me I’d receive an official notice in the mail. It took one month from that day to receive notice of my claim denied. This was because war broke out in Israel. Of course I’m disappointed they denied the claim, but the entire process of resubmitting again and again, the same paperwork & always having to follow up with a phone call was very tedious and disappointing. I would have given the lowest star rating but the agents I spoke with were very kind & tried to be helpful.
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10 out of 10 people found this review helpful
Rating 3 out of 5
Policy:
Silver
Review Received:
November 20, 2023
Susanna from CA
Verified Squaremouth Customer
I may not understand the rules of travel insurance. So it may be my mistake. Here is what happened. On the way to my destination, the first flight was delayed. This caused me to miss the second flight. I applied to John Hancock for "Trip Delay" and they gave me $300 which I was able to use towards the cost of hotel for one night.
On the way home, a month later, the exact same thing happened. I applied for "Missed Connection" which they denied "without prejudice". So then I applied for "Trip Delay" again. On the Schedule of Benefits it says Trip Delay covers maximum of $750. I heard nothing back from them. When I searched for the case on their website it says "Closed without payment". There was no notification of this, and no explanation of why.
Am I allowed to apply for "Trip Delay" twice in the same trip, as long as the maximum has not been reached? That is my question. This is the first time I've actually had to use my travel insurance coverage, so I really have no experience. If you can clarify this, that would be great. Thank you so much for your help.
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3 out of 3 people found this review helpful
Rating 1 out of 5
Policy:
Silver
Review Received:
November 13, 2023
Carlos from FL
Verified Squaremouth Customer
Inflexible and bad customer service
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4 out of 4 people found this review helpful
Rating 5 out of 5
Policy:
Silver
Review Received:
November 9, 2023
James from OR
Verified Squaremouth Customer
They were easy and helpful to work with. We had a typo in our initial application and their staff was prompt and efficient in assisting us in making the correction. Our trip occurred without a hitch, so we had no need to make a claim but were pleas3d to have the piece of mind from coverage.
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0 out of 1 people found this review helpful
Rating 5 out of 5
Policy:
Silver
Review Received:
November 6, 2023
Stephanie from PA
Verified Squaremouth Customer
I purchased the travel policy in case anything happened while I was traveling overseas. The policy is affordable & covered anything that could go wrong. All of my questions were answered in a clear, understandable manner. I will always purchase travel insurance. I would rather have & not need than to need it & not have it. I have recommended this policy to several family & friends for future travel.
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0 out of 0 people found this review helpful
Rating 4 out of 5
Policy:
Gold
Review Received:
November 5, 2023
Ernie Lee Magaha from FL
Verified Squaremouth Customer
I had knee surgery and had to cancel my trip . After filing all the proper documents to have John Hancock to pay claim, I am still waiting on Sedgewick adjuster to return my call( after several attempts). Very stressful and disappointing on service. Hopefully adjuster will contact me this upcoming week. My cell is 8505725549. Thanks Ernie Magaha
Review Updated: 12/03/2023
Better communication
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6 out of 6 people found this review helpful
Rating 2 out of 5
Policy:
Silver
Review Received:
November 4, 2023
clay from KY
Verified Squaremouth Customer
I'm not exactly sure why it takes so long to process a travel insurance claim and get reimbursement.
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6 out of 6 people found this review helpful
Rating 5 out of 5
Policy:
Silver
Review Received:
November 2, 2023
Renee from NV
Verified Squaremouth Customer
The 24 hr. Emergency customer service agent was very helpful in approving the medical treatment that was needed in Germany. I have submitted my claim 8 days ago but have not heard back from them yet on if they are in receipt of the claim. I am hoping to resolve this soon.
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0 out of 0 people found this review helpful
Rating 1 out of 5
Policy:
Bronze
Review Received:
October 27, 2023
Robert from SC
Verified Squaremouth Customer
Files claim 2 weeks ago have gotten zero response
Review Updated: 11/27/2023
Keep asking for docs and we send them and then they say we didn’t send them. Resend to same email and then Asking same questions even after answering them. So far not a lot of confidence in this process.
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8 out of 8 people found this review helpful
Rating 2 out of 5
Policy:
Silver
Review Received:
October 26, 2023
MELODY from NJ
Verified Squaremouth Customer
I tried to call but no answer so I used the online link to file a claim. I never heard anything from Hancock until this email asking me for rating.
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6 out of 6 people found this review helpful