Tin Leg
Overall Rating 4.55 out of 5
Overall Rating 4.55 out of 5 4,381 Reviews Since 2014

  • Rating 3 out of 5
    Policy:
    Gold
    Review Received:
    June 7, 2024
    DAVID from MD Verified Squaremouth Customer

    Documents ration that is required is onerous; and there was no requested documentation when policy was sold.

    Review Updated: 07/15/2024

    The adjuster asked for information that was already provided. For example the web site stated all inclusive including flights etc. the vendor provided a notice of cancellation. The adjuster wanted cancellation from the airlines etc. totally ludicrous. For my next trip I won’t use square mouth or tin leg.

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    3 out of 3 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Gold
    Review Received:
    June 5, 2024
    Gail from DC Verified Squaremouth Customer

    It was a nightmare dealing with TinLeg. A total nightmare. The processes and procedures they have in place are not at all customer friendly or useful. They are so bad it is almost like a bad slapstick movie.
    My sister and I were taking a tour of the UK and used different insurance carriers. My sister had a sudden medical condition that precluded her being able to travel. Her insurance paid back the $1,000 travel deposit promptly and closed the case.
    I, however, had TinLeg. It took months and months and months for them to get their act together. They lost documents, said they didn't receive faxes and mail, and on and on. I was tempted to just give up. Finally --after 82 pages of medical history went to them they finally sent me my $1,000 travel deposit back.
    Hours and hours of time and copying and mailing and faxing.
    I will never use them again and hope this message will be useful to others that might consider dealing with them. Avoid at all costs.

    Response From:
    Tin Leg
    Tin Leg:
    Chrissy Valdez
    Response Received:
    June 6, 2024

    Thank you for sharing your feedback. We are sorry to hear about the frustrating experience you had with the claim process.
    We understand how distressing it can be to deal with extensive paperwork and delays, especially during a time when you were already dealing with a challenging situation. Insurance is highly regulated, and documentation is required for any claim.
    Your feedback is invaluable to us as it highlights areas where we need to improve. We are currently reviewing our processes to ensure that documents are handled more efficiently and that communication with our customers is timely and clear. Our goal is to make the claims process as smooth and hassle-free as possible for our customers.
    We appreciate you bringing this to our attention and regret any inconvenience this situation caused you. We hope you might give us another chance in the future to provide you with a better experience.

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    21 out of 21 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Platinum
    Review Received:
    June 5, 2024
    John from CA Verified Squaremouth Customer

    Since this was a very expensive trip and you don't know when there's fires in Canada or other issues. We decided to purchase insurance and the reviews were very good for this company. They gave us peace of mind knowing that if something happened we would be reimbursed.

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    0 out of 2 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Gold
    Review Received:
    June 4, 2024
    Bernard from DE Verified Squaremouth Customer

    I was extremely disappointed. I have been a customer for many years and this was my first claim. Both my brother-in law and I filed claims and we had the exact same, bad experience. We filed claims separately sending all the documents requested. After a long wait we were BOTH asked to resend the same documents that we previously submitted. Coincidence? I don’t think so. It seems that this was a way of delaying the claims process. After another long wait for BOTH of us, we each received letter from the claims adjuster that our claim was denied because the airline did not have the part for the plane to fly and thus the 18 hour delay, and our loss was not covered. A DELAY is a DELAY. Our policy stated that it covers DELAY but there must be lots of excuses not to pay. I am bitter because the claim took so long to resolve and also that there was no payment. It is now apparent that if you need to make a claim, the claim process is arduous, drawn out and as in this case, the insurance will find a way of avoiding any payment due to the small print. If our claim was such a simple one to file, I can only imagine the process that a customer would need to go through if their luggage is stolen or a relative dies.

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    7 out of 7 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Gold
    Review Received:
    June 4, 2024
    Timothy from AK Verified Squaremouth Customer

    The only item that wasn't addressed correctly in my opinion was one of my claim items being rejected. The rejected claim item was for additional parking costs. I didn't have a daily amount listed on my parking receipt and instead sent the whole charge and made a note showing a pro-rated portion. No allowance was made for the pro-rated portion and Tin Leg rejected it as if I was asking for it all to be reimbursed, which I wasn't. However, because my claim was less than $600 and my policy capped at $500, it was a moot point to me.

    Overall, I am happy with Squaremouth and Tin-leg. I have purchased with them before without the need to file a claim and will continue to do so, as I have found their price points for the features I want in travel insurance to be a good value.

    Thanks,
    Tim

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    4 out of 5 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Gold
    Review Received:
    June 3, 2024
    Amir from TX Verified Squaremouth Customer

    Very bad insurance company. I filed a 2 claims and on both claims they would not to take care of me. One was trip interruption, where they refused to pay for the interruption. The second was a lost baggage for 6 days and they as well refused to pay. Please be aware, DONT buy any insurance from them.

    Response From:
    Tin Leg
    Tin Leg:
    Chrissy Valdez
    Response Received:
    June 4, 2024

    Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
    I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim was unfortunately denied as your baggage delay occurred on your return home. Baggage delay benefits are designed to provide reimbursements when the unexpected happens during your trip to allow you to purchase essential items during your delay, and unfortunately, it does not include delays on your return home. I understand this has been a lengthy and frustrating process for you, and apologize that your claim did not have a more favorable outcome.

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    11 out of 11 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Gold
    Review Received:
    June 3, 2024
    Patricia from NY Verified Squaremouth Customer

    I filed a claim with Tin Leg for the miniscule amount of USD$2,400 for three (3) of the four passengers; the representative from this carrier is requesting so many proofs we actually traveled. Apart from all the other requirements, like proof of loss, proof of payment for the loss, etc., which I have provided, she insists she needs the email confirmation from the airline from when we purchased the tickets. I don't have the airline email confirmation for two of the travelers, only for one of them, since we made two separate reservations and deleted the other reservation after we returned. I provided a copy of the credit card statement with confirmation of the purchase of all four (4) airline tickets, which also include ticket numbers, as well as copies of outbound and inbound boarding cards. 

    This process has been exhausting, and I believe Tin Leg hopes I get bored and give up on the claim.

    I will not recommend this carrier; I would rather forgo travel insurance than use them again.

    Response From:
    Tin Leg
    Tin Leg:
    Chrissy Valdez
    Response Received:
    June 4, 2024

    Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
    I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim is still in process and we require additional documents to support your claim, including flight itineraries. Insurance is highly regulated, and documentation is required, for any claim. Your claim adjuster is available to assist in confirming which documents will help support your claim. Please do not hesitate to reach out to us anytime. We appreciate your patience and hope to make the process smoother for you moving forward.

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    5 out of 5 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Gold
    Review Received:
    June 3, 2024
    Patrice from CA Verified Squaremouth Customer

    I chose TinLeg because we got better coverage for the same amount as other policies.

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    1 out of 1 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Gold
    Review Received:
    June 2, 2024
    Ranjitrai from AZ Verified Squaremouth Customer

    The customer service has been very responsive ..

    I hope that my claim will be resolved soon …

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    1 out of 2 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Gold
    Review Received:
    June 2, 2024
    Kathy from OR Verified Squaremouth Customer

    I was told it was basically a waste of time because Trip Delay would'nt cover me.

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    0 out of 1 people found this review helpful