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TravelSafe
Overall Rating 4.31 out of 5
Overall Rating 4.31 out of 5 1,514 Reviews Since 2004

  • Rating 1 out of 5
    Policy:
    Classic
    Review Received:
    April 24, 2017
    Karen from MI from MI Verified Squaremouth Customer

    I was very unhappy with the way in which our 2 claims were handled. I saw a doctor about a broken rib when I was on a trip to Europe. The claim was paid in the wrong currency and this took an appeal and 2 months to put right. In addition, due to a 8 hour flight delay we were left stranded at an airport at 1am on New Year's day. We had no option other than to hire a taxi to take us to our destination 24 miles away, as there was no public transport options operating. The claim for the taxi fare ($130) was denied on the pretext that , and I quote from their letter in response to our appeal, "While you were delayed arriving at your destination, once you reached your Trip destination you were no longer delayed and any covered delay expense must be incurred while travel was delayed". I could not get any of the representatives to concede that the airport was not our destination....and that our trip was not completed until we reached my mother's home, in the early hours of New Year's Day. For some reason that they could not explain, they insisted that the trip was over when we reached the airport.....on our way to staying at my mom's home. I had never given any itinerary so they just made this up, to get out of paying the claim. This process took almost 4 months.....and included 3 appeals letters.....and hours of my time. If you think that, when you buy insurance from this company, you will be covered if you are stranded at an airport in the early hours, in the middle of your vacation....you will be mistaken. I am not sure whether TravelSafe is responsible for this debacle or "TripMate" which administers the company's claims.

    Response From:
    Squaremouth:
    Cheri Cummings
    Response Received:
    May 4, 2017

    Thank you for posting a review of TravelSafe.

    We apologize for your negative experience.

    A member of our Zero Complaint team will contact you to discuss this further.

    Please contact us at 800-240-0369 if you have any questions, we are happy to help.

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    8 out of 9 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Classic Plus
    Review Received:
    April 12, 2017
    Zhi from IL Verified Squaremouth Customer

    Really hard to get anyone to responsible for claim filing

    Response From:
    Squaremouth:
    Cheri Cummings
    Response Received:
    May 1, 2017

    Thank you for posting a review of TravelSafe.

    We apologize for your negative experience.

    A member of our Zero Complaint team will contact you to discuss this further.

    Please contact us at 800-240-0369 if you have any questions, we are happy to help.

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    3 out of 3 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Classic
    Review Received:
    April 7, 2017
    Amy from CA Verified Squaremouth Customer

    Purchasing the claim is a breeze and an easy online process. Filed a claim (#6314028) 3/20/17 more then two weeks ago. Submitting the physician's documents. Hoping it will resolve as quickly as I get the insurance policy.

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    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Classic
    Review Received:
    April 7, 2017
    G'ma from UT Verified Squaremouth Customer

    Agent was very helpful in assisting us with the kind of plan that best met our needs. Fortunately, we did not need to use it.

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    0 out of 0 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Classic
    Review Received:
    March 30, 2017
    hankski from MD Verified Squaremouth Customer

    The trip had to be cancelled due to illness with one of the travelers. This is the basis of the claim. I notice that TripMate is handling the claim. I assume that they are a subcontractor of TravelSafe. This has me a bit confused. I chose to rate 3 stars because the online claim form did not allow the user to modify the claim document after a certain point in the completion process. I had new information that substantially changed the claim. The only was that I could convey this information was to click submit, print the improperly completed claim form, handwrite the proper information on the form and then send it in via snail mail or fax. Users sould be allowed to modify the form up to the time that they click "Submit". TripMate customer service had to explain this to me when I called for help. They were very responsive.

    Review Updated: 05/15/2017

    We had to cancel our trip due to illness. Southwest Airlines allows cancellation and issues Travel Funds that can be redeemed within one year of original ticket purchase. Unfortunately, due to time and health limitations we were not be able to use these Travel Funds. We were pleased that TravelSafe took this into consideration and allowed refund of our tickets as part of our claim.

    The paperwork for our claim was necessary, but still cumbersome. TravelSafe uses TripMate for managing claims. The claim website allows a claim to be initiated, but does not permit changes after a certain point in the online process even if a submission has not actually executed. Users cannot back track and update a page on the claim after this point. This means that all future changes must be made on paper and not via web access. Users must print the form as it had been completed and then add handwritten updates. This should be easier to do than the current process.

    The other issue is that it took almost two months to process our claim leading us to wonder how much priority TripMate is giving TravelSafe claims. Overall, we felt that TripMate staff were professional and responsive to our needs. The only issues were technical and staffing capacity for handling claims.

    Response From:
    TravelSafe
    TravelSafe:
    Deb Grove
    Response Received:
    April 3, 2017

    We appreciate your review and making us aware of your dissatisfaction with the claims system so that we may address any issues. Your honest feedback is helpful. Trip Mate, Inc., is the claims administrator for the TravelSafe policy you purchased through Squaremouth.com; we assure you that customer satisfaction is a high priority, and so we looked into your claim. We found that you printed the claim form on March 16, 2017. After the claim form is printed, no changes are allowed to be made. Of course, upon reviewing the claim form, should you find that you inputted information in error, you can always correct any error(s) on the claim form you print and submit to the claims administrator, as the claim is reviewed based upon the plan provisions and the documentation submitted with the claim. Thank you again for sharing your experience with us, and should you have any questions regarding your claim, feel free to contact our office or the claims administrator directly.

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    4 out of 4 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Classic
    Review Received:
    March 27, 2017
    Carol from MO Verified Squaremouth Customer

    I gave it only 4 stars because there was so much paperwork to complete. My traveling companion had an accident and I had to get documentation from a bunch of doctors and the multiple hospitals she was in. Five stars would've been a note from her attending physician saying that was incapable of travel because if multiple leg fractures.

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    2 out of 3 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Classic
    Review Received:
    March 27, 2017
    Danny from KY Verified Squaremouth Customer

    I needed to extend my dates and up my coverage was done with no problems

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    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Classic Plus
    Review Received:
    March 26, 2017
    Bruce from MD Verified Squaremouth Customer

    Fine value for the price. I've relied on SquareMouth before to steer me towards a policy that fits my specific travel needs and have recommended SquareMouth to others.

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    0 out of 0 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Basic
    Review Received:
    March 10, 2017
    William from FL Verified Squaremouth Customer

    very slow with claim service

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    2 out of 2 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Classic Plus
    Review Received:
    March 9, 2017
    C from MN Verified Squaremouth Customer

    Good coverage; bad claim experience. The policy provides good coverage and Travelsafe customer service is helpful. The issue is with Tripmate, the claim processor. They are the most unhelpful company that i think i have ever encountered. Deliberately delays payment on simple claims and make the process unnecessarily difficult.

    Review Updated: 04/06/2017

    Coverage looked great and provided the benefits that I needed (on paper) but this has been a terrible claim experience. TravelSafe and their contracted claim processor, TripMate have deliberately delayed payment of the claim. Even a simple claim under the cancel for any reason coverage has been a nightmare. 8 weeks and counting, still no payment or progress on receiving the benefits that I am entitled to under the claim. Tripmate customer service is unresponsive and unhelpful. They make companies like USPS and Comcast look excellent. TravelSafe customer service has been slightly better, but the claim processing is all handled by Tripmate and that thats where the problem lies.
    I have opened a complaint with Squaremouth, but I do intend to take my case to the BBB and my state's insurance regulator. Do yourself a favor and avoid this policy and any policies that use tripmate as the claim processor.

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    16 out of 16 people found this review helpful