Aegis
Overall Rating 4.07 out of 5
Overall Rating 4.07 out of 5 1,241 Reviews Since 2013

  • Rating 1 out of 5
    Policy:
    Go Ready Pandemic Plus
    Review Received:
    October 12, 2022
    Pamela from WA Verified Squaremouth Customer

    While on my trip, I contacted Covid on day 6 of the trip. I was removed from the group and sent back to the capital Ulaanbataar of Mongolia. There I was quarantined for 6 days. Right away I contacted via email GoReady Insurance asking for help and direction as to what I could do and gather for a claim. I mentioned that I could not call as my phone was not working and that the hotel where I was quarantined could not call outside of the country. I did NOT hear back. I had my sister call the emergency assistance number for GoReady inside the US and she explained my situation and they assured her they would call me at my hotel room. They did NOT. She called 2 days later as I stated I had not heard from them. They again assured her they would call me. NO call. the next day she tried again--NO call to me at my hotel room even after again an assurance!!! So no, I have not been impressed with GoReady. I did file a claim since I have returned home and I have my fingers crossed on that.

    Review Updated: 02/04/2023

    This is pertaining to Policy #45GRWASM1495922 and the provider is GoReady Insurance and the underwriter is Starr Indemnity. & Liability Company.
    During my trip to Mongolia leaving the US on September 14th, 2022, and returning on October 5th, 2022 I contacted Covid on September 23rd, 2022, and had to be removed from the tour group and was put into quarantine in the capital of Ulaanbataar for 6 days. During that time, I tried emailing GoReady from Mongolia since my phone would not call out of the country. I was trying to know what articles I would need to collect in order to file a claim for trip interruption. I did NOT get a response from GoReady insurance. I had my sister who is in the US call the Emergency Assist number for those needing assistance inside the US. She talked with representatives on the emergency number 3 different times and they stated each time they would call me at my hotel in Mongolia to help me. They did NOT call. Upon my return on October 5th, 2022 I started a claims procedure with GoReady and they did not reply. The initial claim submission was on October 12, 2022. I tried an additional time and again, but they did not reply. Square Mouth contacted me with a survey asking how I liked GoReady. I replied that I was rating them as low as I could and stated the above reasons. The very next morning after stating this via an email to Square Mouth I received a call from GoReady apologizing for the "mixup" and they filed a claim. I was given a claim with Affinity for Trip Interruption #4059448 and another #4059449 for Trip Delay. When I was speaking with the GoReady representative, she was able to pull up the forms I had already submitted and stated that she would forward them to the two policies for Trip Delay and Trip Interruption. When nothing happened for several days, I again contacted GoReady and spoke with Carolyn Payano at 904-513-7495 about the trip delay. I was asked by Carolyn Payano to submit additional forms which I did. She also gave me Judith Joseph's contact 404-885-8539 regarding the trip interruption. I talked with Judith Joseph on November 4th. At that time she quickly reviewed what I had submitted and asked me to submit 3 additional forms. She also asked that I email her at judith.joseph@us.crawco.com to let her know when I had downloaded the additional forms as well as leave a voice mail on her phone to also let her know these forms had been downloaded so she could look for them. I did both the email notification as well as the voicemail on November 4th. I heard no confirmation from her. I again tried calling on November 9th as well as emailing reiterating that the forms had been downloaded as she requested and could I please have a confirmation regarding this and please give me a status on the claim. Again, no response. On November 17th I once again contacted Judith Joseph asking if she had received the forms and what was the status. Again, NO response. The forms that I have downloaded so far are:
    the Broadspire claim form with signature
    receipt from Hotel Bayangol for the 6 days at the hotel during quarantine
    the official Mongolian confirmation that I was tested positive for Covid at a state testing site on October 21, 2022
    an updated travel itinerary from Exodus travel--the company I was with on the tour
    the original bill for the tour from Exodus that was sent to me on May 30, 2022--$12,698.00 US for both my husband and myself
    the official letter from Joe Figueiredo who is Customer Services Executive at Exodus stating that I was removed from the tour on the 23rd of October and rejoined the tour October 29th thus missing 6 days of the tour. He also stated the tour was 17 days long and my price was $6,349 US--my half of the May 30th bill of $12,698.00
    my flight schedule and payment from Expedia showing the itinerary as well as the $6,216.74 US cost for both my husband and myself
    Delta airlines cancelation policy in full
    my Visa credit card statement showing the charge for the airfare--mine singled out at $3,108.37 US
    the Visa statement showing the $12,698.00 from Exodus travel. I could not find the total $12,698.00 US charge but was able to find the $12,063.10 charge from Exodus but could not find the receipt for the remaining $634.90. I do not know where that is.
    an additional receipt for 95,000 Mongolian Turk ($27.00 US) for a PCR test done again on September 26, 2022, also stating I was continuing to be testing positive

    When I talked with the first GoReady representative on October 12, 2022, I was assured by her that there would be a response in 2-3 days. It has now been 46 (!) days and still nothing. I have had email confirmations from Affinity Broadspire stating "Successful Upload Notification "On November 4th, November 4th, and October 21st. I also received an "Acknowledgement Letter from Broadspire Claims for both 4059449 and 4059448 on October 12. I also received an email on October 12th that "Your Claim has been Initiated.
    What more can I do??? Help---please.
    Pamela and Scott Woodward
    1-509-627-3621
    woodfish24@charter.net
    480 Columbia Park Trail
    Richland, WA. 99352

    Response From:
    Aegis
    Aegis:
    Jason
    Response Received:
    October 12, 2022

    Immediately after receiving this review, we contacted the insured. It turns out that they were using the wrong contact information to reach us by email. Meanwhile, our emergency assistance team who spoke with his sister said that they tried calling the number provided but were unable to reach the insured.

    We clarified our correct contact information for the insured & assisted them with their claim.

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    26 out of 26 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Pandemic Plus
    Review Received:
    October 10, 2022
    Cynthia from CA Verified Squaremouth Customer

    I cannot make an adequate review at this point. I have submitted my information, and am waiting for a response. I will say that the agent, while quite pleasant, described a procedure that is not at all consistent with the information on the actual insurance document. I became concerned during our conversation that having my claim filled is going to be problematic. However, time will tell.

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    1 out of 5 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Go Ready Trip Cancellation
    Review Received:
    October 10, 2022
    Jennifer from PA Verified Squaremouth Customer

    Was clear in policy that the only way we could file a claim, even as a named storm (named after we bought) is far harder do use when you travel do when you travel by car. Spent 48 hours inside the hotel as 29-30mph and sideways rain put a huge damper on the weekend

    Response From:
    Aegis
    Aegis:
    Jason
    Response Received:
    November 1, 2022

    We’re sorry the insured was dissatisfied with her coverage. They purchased our least expensive, Trip Cancellation Only plan & unfortunately did not elect to add the Cancel For Any Reason or Trip Interruption upgrades. They called 2 days prior to their departure date & 1 month after purchasing the policy asking to add Cancel For Any Reason which naturally is not available at that point. Without Trip Interruption coverage, benefits essentially end once the trip begins thus precluding coverage for things that happen at places like one’s hotel.

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    0 out of 1 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Pandemic Plus
    Review Received:
    October 9, 2022
    Josephine from NJ Verified Squaremouth Customer

    As soon as we returned from our trip, i needed to create a claim for trip interruption. So far the experience I’ve had with the representatives has been positive and have helped with the process. Hopefully, it will continue to move forward in a positive light .

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    0 out of 2 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 7, 2022
    Karen from NY Verified Squaremouth Customer

    I called in to secure my policy. Agent extremely helpful.

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    1 out of 2 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 7, 2022
    Loren from MI Verified Squaremouth Customer

    It was very easy to purchase and the terms were easy to understand. Once our trip was affected by Ian, it was easy to get answers about coverage as well.

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    0 out of 1 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 7, 2022
    Jennifer from CA Verified Squaremouth Customer

    I had lost luggage missed connection with an unplanned overnight stay before being rescheduled onto a later flight

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    0 out of 4 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 6, 2022
    Nels from WI Verified Squaremouth Customer

    please refer me to claim form, information...

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    0 out of 2 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 4, 2022
    Richard from CO Verified Squaremouth Customer

    You were cheapest. Since we're filing no claim we have no way to rate you on actually responding to a claim.

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    0 out of 2 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Go Ready Pandemic Plus
    Review Received:
    October 3, 2022
    Michael from MO Verified Squaremouth Customer

    Claim was filed September 20. Waiting to hear back?

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    4 out of 5 people found this review helpful