Aegis
Overall Rating 4.07 out of 5
Overall Rating 4.07 out of 5 1,243 Reviews Since 2013

  • Rating 3 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 30, 2019
    William from CO Verified Squaremouth Customer

    One leg of our airline trip both going and coming was cancelled due to an airline going out of business. This is one of those hidden things that is NOT covered by the policy. I guess I could have cancelled "for any reason" and April would have been out $9,000 but instead we dealt with the airlines (many hours on the phone) and managed to get some relief but terrible flights. Live and learn.

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    2 out of 2 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 28, 2019
    Barbara from CA Verified Squaremouth Customer

    The trip insurance provider,, Broadspire, has dragged its feet for three months since I filed my claim, a claim that should have taken just a few weeks to process. They have not been responsive to my calls or emails. They first said all my documentation was approved but later reversed themselves and asked for more, which I supplied. This past week I told them that if I did not receive the funds I am owed within two weeks, I would file a complaint with the Insurance Commission and would express my dissatisfaction on multiple websites. Since Squarepants originally sold me the policy, this applies to you too.

    Review Updated: 11/25/2019

    The group April Travel Protection contracts with to handle claims - Broadspire - was absolutely miserable to work with. Below is the letter I sent to April Travel which explains what occurred. April contacted me immediately after receiving the letter, apologized profusely, and rectified the situation, so I have no complaint against them, just Broadspire.

    LETTER:
    I have a big problem with Broadspire, your claims administrator, and so do you.

    I purchased April travel insurance through Squaremouth on July 8th for a cruise my husband and I were taking. Ten days later, I found a lump in my breast. My husband, a physician, ordered a mammogram for me for the next day, on July 19, 2019. Because the results were suspicious, I had a subsequent ultrasound and biopsy that day. The results indicated had non Hodgkin’s Lymphoma. Because I then had to start a lengthy series of chemotherapy, I cancelled our trip, which was to take place in October. I had absolutely no idea when I purchased the travel insurance that I had this or any other medical problem

    I filed a claim with Broadspire on July 29th (claim 3468692) and subsequently sent them all requested documentation, including a note from my oncologist which stated I was first diagnosed on July 24th (the date he received the biopsy report). Since then, the company has been an absolute nightmare to deal with. After I submitted the material, I heard nothing from them for weeks. When I called, I was told they would “check the mailroom” for my documentation, so apparently they had somehow lost it. They finally notified me that the material had been received, but didn’t review it for weeks after that.

    Though I phoned and emailed the claims agent about the lack of progress, I did not reach him and heard nothing back. The Broadspire website status kept indicating my material was “uploaded – not reviewed”. Finally, after about ten weeks, I was asked for additional medical information. I submitted my mammogram report, dated July 19th and my biopsy report, made on the same date. Thus, Broadspire received three separate medical documents verifying that my initial diagnosis was made on July 19th. Though my claim was then completely “approved’ according to the website status and an email by the reviewer, Pedro De Armas, it was later changed to “not yet reviewed”. I was then told that “management” wanted all my medical records from the beginning of the year, records of my visit on July 24th (the date in the oncologist’s letter) and my “visit with Dr. Jones”.

    I explained I had no medical visits for the year prior to July 19th, that I had not seen Dr. Jones for years, and that I did not see my oncologist on July 24th. My first visit with him was two days later on July 26th.

    On November 1st, now over three months since my claim was submitted, Mr. De Armas informed me by email that my claim was being forwarded to the “underwriters for further review.”

    Broadspire has been the worst company I have ever dealt with. Not only did they drag their feet for months, their continual requests for documentation seems like an attempt to get out of paying what is rightfully owed me. It’s no wonder that they received a D- and a one star out of five from the Better Business Bureau. It is very sad that now I have to fight not only cancer but your insurance company as well.

    I plan to file a complaint with the Insurance Commissioner in both Florida and California and to complain about Broadspire and April Travel Protection on multiple websites. I hope you can make sure I am properly reimbursed before that happens.

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    20 out of 20 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 26, 2019
    CHRISTOPHER from MI Verified Squaremouth Customer

    We initially had some technical issues uploading documents. Some of the categories did not apply, but there wasn't any way to tell you that and we weren't sure if we could leave them empty. The web site was easy to use, however, it would be helpful to have a general comments section to add anything unusual (not covered under any of the other questions/categories), or to use if you just want to clarify the sequence of events of what happened or why you didn't upload a document for a certain category. Also, we were unsure of how to categorize our claim using the list provided.

    We rated our experience five stars because overall, we were able to get a full refund for the portion of our trip that we missed with no arguments from the insurance company. I would recommend this insurance company, and will use it again for any other trips we take.

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    3 out of 3 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 23, 2019
    Dick from ME Verified Squaremouth Customer

    I am pleased with the coverage provided and ease of applying for it. Don't know how claim service will be.
    Our initial United flight out of Boston was going to be 6 hours late. United put us on different flights. Rather than going from Boston to LA to Brisbane, we went from Boston to San Fran to Sidney to Brisbane. This made us hours late arriving in Brisbane so we missed our prepaid transfers to the hotel. We ended up taking the train which was an extra expense for us.
    Also I contacted pneumonia on the trip and ended up in the emergency room in LA on the way back. Don't know at this time what the charges will be and how much will be covered by my insurance.
    I did not have any contact with April during the trip.

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    0 out of 2 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 15, 2019
    Satisfied customer from CA Verified Squaremouth Customer

    Easy to deal with. Fortunately did not need services during trip. Will use again.

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    0 out of 0 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 11, 2019
    Therese from UT Verified Squaremouth Customer

    After making arrangements for Travel Protection, I did not hear from you or Square Mouth. I actually had to contact April Travel a number of times before I could download my policy. Each time I tried to view my policy, the website was inoperative. Improvement of your website connection will determine if I will continue to use April Travel Protection for future trips.

    Response From:
    Aegis
    Aegis:
    Yani
    Response Received:
    October 17, 2019

    We thank Therese for submitting this review. Customer feedback is important to us!

    Upon reviewing your case, our notes indicate that the policy documents were shared by our call center agents directly to you via email. However, a URL error featuring an old portal was listed and immediately corrected upon receipt of this feedback. Again, we apologize for the inconvenience. An account manager will be contacting you shortly to confirm that you were able to successfully access your APRIL customer profile, to view existing and expired policies or to make changes to active policies.

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    1 out of 1 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 10, 2019
    Jay from CO Verified Squaremouth Customer

    What I needed was provided at a reasonable price. No claim was made so I can't comment on whether or not the insurance was actually any good. That's a good thing as far as I'm concerned.

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    0 out of 0 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 8, 2019
    Daniel from NC Verified Squaremouth Customer

    Terrible. Will never use them again. Absolutely impossible to deal with. Have been trying for two months to receive payment for a very simple claim of less than $500 without success.

    Response From:
    Aegis
    Aegis:
    Janet
    Response Received:
    October 12, 2019

    Thank you for contacting our team regarding the delay in the processing of your claim. Your case was pending information from the airline to substantiate the flight delay and cancellation. When I spoke with your wife, yesterday afternoon, she explained you had difficulty in obtaining this documentation. As a courtesy, we were able to reach out to American Airlines and request this information. American Airlines was able to confirm the flight delay was due to Air Traffic Control issues, while the second flight was cancelled due to weather. This information was immediately shared with your adjuster, and your claim was properly adjudicated within the hour. I placed a call to you this afternoon to share the news, to which you were very thankful.

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    4 out of 4 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 4, 2019
    Julie from PA Verified Squaremouth Customer

    Was denied travel insurance through Disney because trip was paid in full. Which I still don';t understand why you can purchase it for a trip you haven't paid for , but whatever. It landed me with your company which ended up being a less expensive alternative anyhow and I was treated with respect and consideration with your company. If we plan another trip, I will be sure to purchase through your company again. Thank you

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    1 out of 1 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Go Ready Choice
    Review Received:
    October 3, 2019
    Glenn from NV Verified Squaremouth Customer

    Unfortunately 28 hours before departure my husband awoke with a badly swollen face and mouth pain. He had an abscessed tooth that required immediate removal, complete with a drain for 48 hours. Trip was canceled via travel provider and we are awaiting a determination from the insurers underwriting department. Over $27,000 is at stake so I hope we will collect and not have to involve lawyers!

    Review Updated: 10/31/2019

    Thank you for providing excellent insurance! My husband suffered a medical emergency 28 hours before our departure. The insurance claims process was very easy to navigate, and full reimbursement was quickly received within 2 weeks of filing our claim.

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    6 out of 6 people found this review helpful