Generali Global Assistance
Overall Rating 4.32 out of 5
Overall Rating 4.32 out of 5 4,728 Reviews Since 2004

  • Rating 3 out of 5
    Policy:
    Standard
    Review Received:
    January 2, 2024
    Mimi from NY Verified Squaremouth Customer

    My experience has been horrible. I was scheduled to travel on Oct. 21. On October 19 I was transported by ambulance to the hospital with a total heart blockage, requiring two nights in hospital and a pacemaker. Obviously, I could not travel on the 21st, as scheduled, as I was literally in-patient. I filed a claim with Generali Global Assistance. I provided medical documentation, a release to contact the provider and hospital and everything else requested. I have not received payment, get endless voicemail when I try to call, get referred to the portal when I email where I find an indication that my case is closed, without explanation. I have not been paid.

    I have filed a complaint with the NYS Department of Financial Services.

    I am thoroughly disgusted and appreciate any help you can provide.

    Review Updated: 01/30/2024

    I had what should have been an extremely easy claim to resolve. I was literally in the hospital for a total heart blockage the day my flight was scheduled to leave. (The flight was actually cancelled and rescheduled due to a hurricane, but I had cancelled prior as I was hospitalized and realized I could not travel.) I got Generali all the necessary documentation from the doctor and hospital. Still, it took over two months and the threat (sent registered mail) that I would contact my state insurance commissioner before I was paid. The only explanation I ever got for the delay was that "the person handling my claim had left the company." I will never use Generali again.

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    January 10, 2024

    We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations, Mimi. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with additional information. If you have any additional questions in the meantime, please reach out to us at (800) 348-9505 or via email at marketing_ecommerce@generalitravelinsurance.com

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    43 out of 43 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Preferred
    Review Received:
    December 28, 2023
    Dennis from DE Verified Squaremouth Customer

    I provided copies online of a few documents supporting the claim, and they paid it within hours with no further conversation. The true test of insurance is in claims processing, and they came through.

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    4 out of 5 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Standard
    Review Received:
    December 28, 2023
    Leroy from VA Verified Squaremouth Customer

    Customer Assistance was of no help. The on-line claim form does not allow modification after one completes the claim amount and sworn statement. This, if the documents, when gathered show a different amount the entire claim has to re-initiated as though it is a new claim. Customer Assistance told me that having one or more draft claims, along with a submitted claim would slow down the process. The alternative filing method that Customer Service suggested could not be completed on line.
    The chat mechanism did not respond to my questions

    Review Updated: 01/25/2024

    Once the claim was turned over to a human it was handled expeditiously, fairly and with great courtesy. My complaint is with Generali's automated system. It is very difficult to use and because it does not allow users to change input after it is entered, is frustrating and anger inducing.

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    January 2, 2024

    Hello Leroy, we thank you for sharing your feedback. We have received your claim, and a dedicated claims rep will follow up with you once their review is completed or if more information is needed. We apologize about your negative experience with the claims process. At Generali Travel Insurance, we take customer service very seriously. We have reviewed your case and are re-training the customer service rep that worked with you to improve. Please feel free to reach out to us at 800-348-9505 or via email at claims@generalitravelinsurance.com with any additional questions or concerns.

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    19 out of 22 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Standard
    Review Received:
    December 25, 2023
    Linda from NY Verified Squaremouth Customer

    We have had good experience and peace of mind working with Generali Global Assistance.
    Thank you!

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    January 2, 2024

    We are grateful for your review, Linda! Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    5 out of 7 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Preferred
    Review Received:
    December 21, 2023
    Richard from WA Verified Squaremouth Customer

    The agent I spoke with was quick to understand our needs. She said she would locate some clinics to refer us to in Barcelona. We had the referals and were on our way to a clinic within about 30 minutes. On 12/19 we filed a claim for services provided at the clinic and are now waiting for a response. So far we are satisified with Generali Global.

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    December 21, 2023

    Hello Richard. Thank you for your review. We are pleased that the Emergency Travel Assistance services were able to meet your expectations. We strive to process claims within 30 days from when they are received, although some cases can take longer. If you have any questions or concerns in the meantime, please call 800-348-9505 or email us at customerservice@generalitravelinsurance.com and one of our dedicated customer service team members can assist you.

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    14 out of 16 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Standard
    Review Received:
    December 19, 2023
    Richard from VA Verified Squaremouth Customer

    Plan to make a claim and asked customer service for assistance but have not heard back.

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    December 19, 2023

    Thank you for your review, Richard. We are very sorry that you haven’t received a return call. One of our dedicated customer service team members will contact you today to offer help with filing a claim.

    In the future, you can start a claim online by following this link, https://generalitravel.com/claims. We also have a brief video that can help you with how to file a claim, generalitravel.com/start-claim. If need any additional assistance with the claims process, contact us at 800-348-9505 or via email at customerservice@generalitravelinsurance.com and one of our dedicated customer service team members will be happy to assist you.

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    6 out of 10 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Standard
    Review Received:
    December 12, 2023
    Paul from KS Verified Squaremouth Customer

    Generali was very slow in processing our claim. The claim was submitted on May 9, 2023 and final payment was not received until November 20, 2023. On June 28, 2023 Generali requested an English translation for a police report filed as documentation for the claim. Then on October 18, 2023, Generali requested additional documentation, the bulk of which had already been provided. It became clear to me that Generali had not seriously started their review of the claim prior to the October date. During the previous months I sent emails to Generali asking for an update, but heard no response or their response was not informative. Our contract with Generali included a Kansas specific clause requiring settlement of the claim within 30 days of it being file. When I pointed that out to Generali, they completely ignored what I told them. In addition, though they required the English translation of the police report, they refused to pay the translation cost saying that it was our expense to move the claim along. I found that to be unfair.

    Making claims against travel insurance policies is not easy, but I found Generali particularly difficult to work with and inconsiderate.

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    December 13, 2023

    Thank you for sharing your feedback, Paul. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims supervisor is investigating your case further and will be in touch with you with additional details regarding the determination. If you have any questions in the meantime, please reach out to us at (800) 348-9505 or via email at customerservice@generalitravelinsurance.com.

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    27 out of 29 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Standard
    Review Received:
    December 12, 2023
    Charlynn from FL Verified Squaremouth Customer

    My claim was closed before resolution. I received a VM that they needed more information but an email would be forthcoming with the information needed. I never received the email or another call to follow-up. Instead, our claim was closed.

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    11 out of 12 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Preferred
    Review Received:
    December 12, 2023
    Clara from NY Verified Squaremouth Customer

    I purchased insurance and was charged twice for the same policy. I called Generali Global two times and emailed the company will no resolution. I called my credit card company to inform them what had happen. My credit card company contacted Generali about the charge. Generali cancelled the policy. One charge was taken off my credit card account however, the other charge is still there! No one at Generali seems to understand I was charged twice for the same policy! I am sure the extra charge can be researched through the billing department but for some reason no one seems to know how to research this. I will not buy any insurance from this company. I want my $109!

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    December 12, 2023

    We value your feedback, Clara and appreciate your review. At Generali Travel Insurance, we take customer service very seriously, and apologize for your negative experience. We will review your concerns and one of our dedicated customer service team members will reach out to offer assistance. Thank you.

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    13 out of 13 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Standard
    Review Received:
    December 11, 2023
    Gary from OR Verified Squaremouth Customer

    I was happy with the ultimate disposition of my claim, which was approved, so I was reimbursed for my trip disruption expenses. It took over 2 months for the claim to be resolved, despite Generali's statement that they would make a decision within 30 (or at most 45) days after the claim was submitted. Only when I called them (after 55 days) and complained was my claim resolved. The person I spoke with was very apologetic about the delay and referred me to the claims agent who was not available. I left a voice mail message asking to be contacted so I could learn the status of my claim, but I never received a reply. However, my claim was approved 5 days later.

    I found their website opaque. In particular when looking for the status of my claim, as I ever saw is a notification that it had been received (which was obviously because I got an email to that effect when I submitted the claim). There is no way to send a query or connect with a person using the website.

    So overall I am happy with the eventual disposition of my claim, but felt that the customer service left a lot to be desired.

    Response From:
    Generali Global Assistance
    Generali Global Assistance:
    Samantha
    Response Received:
    December 12, 2023

    Thank you for sharing your feedback with us. We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. Our goal is to process claims within 30 days from the time that they're received, however, some cases can take longer to resolve. We're pleased your claim has since been finalized and have shared your feedback with our claim’s team manager so we can improve in the future.

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    13 out of 13 people found this review helpful