Seven Corners

Squaremouth offers 5 policies from Seven Corners. Below, you can compare all 5 policies and review each policy’s certificate.

Provider & Policy
Trip Protection Choice
Certificate
Trip Protection Basic
Certificate
Travel Medical Basic incl US
Certificate
Travel Medical Choice incl US
Certificate
Cruise
Certificate
Ratings
AM Best Rating Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Underwritten by Crum & Forster SPC

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Underwritten by Crum & Forster SPC

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Underwritten by United States Fire Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 08/03/2023

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

No coverage

No coverage

Included in Trip Cancellation & Interruption

Trip Cancellation

100% of the trip cost

100% of the trip cost

No coverage

No coverage

100% of the trip cost

Trip Interruption

150% of the trip cost

100% of the trip cost

$2,500 per person
Return Air only

$5,000 per person
Return Air only

150% of the trip cost

Hurricane & Weather

Common carrier delay for 48 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Common carrier delay for 48 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

Accommodation made uninhabitable
Must be purchased before storm is named

Accommodation made uninhabitable
Must be purchased before storm is named

Complete cessation of common carrier for 6 hours
Mandatory Evacuation conditionally covered
Hurricane warning issued within 24 hours of departure after 14 day wait
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

No coverage

No coverage

Covered for foreign and domestic

Financial Default

Covered after 14 day wait

Covered after 14 day wait

No coverage

No coverage

No coverage

Employment Layoff

Covered after 30 day wait
If employed for 1 continuous year

Covered after 30 day wait
If employed for 1 continuous year

No coverage

No coverage

Covered after 30 day wait
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Interruption

Included in Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

No coverage

No coverage

No coverage

Included in Trip Cancellation and Trip Interruption

Cancel For Any Reason

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

No coverage

No coverage

Optional coverage
This benefit is separate from Trip Cancellation

Interruption For Any Reason

Optional coverage
This benefit is separate from Trip Interruption

Optional coverage
This benefit is separate from Trip Interruption

No coverage

No coverage

Optional coverage
This benefit is separate from Trip Interruption

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Emergency Medical

$500,000 per person
Primary coverage

$100,000 per person
Secondary coverage

$50,000 per person
Secondary coverage

$50,000 per person
Secondary coverage

$250,000 per person
Secondary coverage

Pre-Existing Condition

Covered if purchased within 20 days of trip deposit

No coverage
Pre-existing look-back period 60 days

$25,000 per person Emergency Medical for Unexpected Recurrence

$50,000 per person Emergency Medical for Unexpected Recurrence

Covered if purchased within 20 days of trip deposit

Co-Insurance

No Co-Insurance

No Co-Insurance

Plan pays 100% after deductible outside USA

Plan pays 100% after deductible outside USA

No Co-Insurance

Medical Deductible

No Medical Deductible

No Medical Deductible

$250 per person

$250 per person

No Medical Deductible

Home Country Coverage

No coverage

No coverage

5 days per 1 month purchased $5,000 per person

5 days per 1 month purchased $10,000 per person

No coverage

Evacuation
Medical Evacuation & Repatriation

$1,000,000 per person

$250,000 per person

$250,000 per person

$500,000 per person

$500,000 per person

Non-Medical Evacuation

$20,000 per person

No coverage

$10,000 per person

$10,000 per person

No coverage

Loss or Delay
Extension Of Coverage

Coverage can extend up to 10 days
Coverage for medical quarantine included

Coverage can extend up to 10 days
Coverage for medical quarantine included

No coverage

No coverage

Coverage can extend up to 10 days
Coverage for medical quarantine included

Travel Delay

$2,000 per person
$250 daily limit
Covered after 6 hour delay

$600 per person
$200 daily limit
Covered after 6 hour delay

No coverage

No coverage

$1,000 per person
$250 daily limit
Covered after 6 hour delay

Baggage Delay

$500 per person
$100 daily limit
Covered after 6 hour delay

$500 per person
$100 daily limit
Covered after 6 hour delay

No coverage

No coverage

$100 daily limit
$500 policy limit
Covered after 6 hour delay

Baggage & Personal Items Loss

$2,500 per person
$250 per item
$1,000 specific items limit

$500 per person
$250 per item
$500 specific items limit

$250 per person
$50 per item
Checked luggage only

$500 per person
$50 per item
Checked luggage only

$2,000 per person
$250 per item
$1,000 specific items limit

Missed Connection

$1,500 per person
Covered after 3 hour delay
Cruise and tour only

$500 per person
Covered after 3 hour delay
Cruise and tour only

No coverage

No coverage

$1,500 per person
$250 daily limit
Covered after 3 hour delay
Cruise and tour only

Accidental Death
24 Hour AD&D

$20,000 per person

No coverage

$10,000 per adult
$2,500 per child
$250,000 policy limit

$25,000 per adult
$5,000 per child
$250,000 policy limit

No coverage

Common Carrier AD&D

$40,000 per person

No coverage

$20,000 per adult
$5,000 per child
$250,000 policy limit

$50,000 per adult
$10,000 per child
$250,000 policy limit

No coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

Included in Baggage & Personal Items Loss

No coverage

No coverage

No coverage

No coverage

Sports Equipment Delay

Optional coverage

Optional coverage

No coverage

No coverage

No coverage

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

No coverage

No coverage

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

No coverage

No coverage

No coverage

Money Back Guarantee

Free look up to 14 days after purchase

Free look up to 14 days after purchase

Free look up to the day before effective date

Free look up to the day before effective date

Free look up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Renewable Policy

Not renewable

Not renewable

Renewable up to 364 days

Renewable up to 364 days

Not renewable